| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PATRIOT GROWTH INSURANCE SERVICES3 | 1900 N GRANT ST STE 650 DENVER, CO 802034325 | ALL SAVERS INSURANCE COMPANY | $45K | $0 | $45K | 12.70% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 1800 WEST LOOP S STE 2115 HOUSTON, TX 77027 | ALL SAVERS INSURANCE COMPANY | $5K | $0 | $5K | 1.54% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INS SVCS LLC | 1900 N GRANT ST STE 650 DENVER, CO 80203 | DELTA DENTAL OF COLORADO | $6K | $0 | $6K | 10.22% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INS SVCS LLC | 1900 N GRANT ST STE 650 DENVER, CO 80203 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $209 | $2K | 17.17% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GI GEORGE PARENT LP | 501 OFFICE CENTER DR STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $223 | $223 | 2.32% |
| KRISTA K PRICE3 | 3864 S QUINCE ST DENVER, CO 80237 | AFLAC | $2K | $0 | $2K | 22.63% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INS SVCS LLC | 1900 N GRANT ST STE 650 DENVER, CO 80203 | AFLAC | $972 | $0 | $972 | 13.30% |
| JEREMY M EANES3 | 21729 E MERCER PL AURORA, CO 80018 | AFLAC | $369 | $0 | $369 | 5.05% |
| GREGORY G WAY3 | 1828 SHADOW CREEK DR CASTLE ROCK, CO 80104 | AFLAC | $114 | $0 | $114 | 1.56% |
| LINDSAY A LIJEWSKI3 | 6025 S QUEBEC ST STE 360 ENGLEWOOD, CO 80111 | AFLAC | $97 | $0 | $97 | 1.33% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 149 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 154 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ALL SAVERS INSURANCE COMPANY | 115 | $351K |
| Dental | DELTA DENTAL OF COLORADO | 186 | $56K |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 115 | $10K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 47 | $21K |
| Other | AFLAC | 11 | $7K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 186 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.