| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE INC.-LAROCC | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | HEALTH OPTIONS | $12K | — | $12K | 3.43% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 736061 CHICAGO, IL 606736061 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 10.82% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL STREET 4TH FL PO BOX 970069 BOSTON, MA 021101700 | HUMANA INSURANCE COMPANY | — | $177 | $177 | 0.84% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE INC. -LAROC | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | BLUE CROSS BLUE SHIELD OF FLORIDA | $564 | — | $564 | 4.18% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 736061 CHICAGO, IL 606736061 | COMPBENEFITS COMPANY | $1K | — | $1K | 10.95% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL STREET 4TH FL PO BOX 970069 BOSTON, MA 021101700 | COMPBENEFITS COMPANY | — | $164 | $164 | 1.78% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 736061 CHICAGO, IL 606736061 | HUMANA INSURANCE COMPANY | $697 | — | $697 | 9.99% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL STREET 4TH FL PO BOX 970069 BOSTON, MA 021101700 | HUMANA INSURANCE COMPANY | — | $85 | $85 | 1.22% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE | PO BOX 736061 CHICAGO, IL 606736061 | HUMANA INSURANCE COMPANY | $760 | — | $760 | 14.99% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL STREET 4TH FL PO BOX 970069 BOSTON, MA 021101700 | HUMANA INSURANCE COMPANY | — | $28 | $28 | 0.55% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 736061 CHICAGO, IL 606736061 | HUMANA INSURANCE COMPANY | $526 | — | $526 | 15.00% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL STREET 4TH FL PO BOX 970069 BOSTON, MA 021101700 | HUMANA INSURANCE COMPANY | — | $103 | $103 | 2.94% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 736061 CHICAGO, IL 606736061 | HUMANA MEDICAL PLAN, INC. | — | $439 | $439 | — |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 736061 CHICAGO, IL 606736061 | HUMANA MEDICAL PLAN, INC. | — | $25 | $25 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 125 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 125 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 1 | $13K |
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 46 | $30K |
| Vision | HUMANA INSURANCE COMPANY | 75 | $7K |
| Life insurance(2 contracts) | HUMANA INSURANCE COMPANY | 120 | $9K |
| Prescription drug | HEALTH OPTIONS | 70 | $338K |
| Other(2 contracts) | HUMANA INSURANCE COMPANY | 120 | $9K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 120 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.