| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS, INC. | 75 WEST TOWNE RIDGE PARKWAY TOWER 2, SUITE 400 SANDY, UT 84070 | SELECTHEALTH | $202K | $158K | $360K | 1.36% |
| THOMPSON RISK II, LLC3 | 2590 NORTHBROOKE PLAZA DRIVE SUITE 205 NAPLES, FL 34119 | SELECTHEALTH | $136K | $0 | $136K | 0.52% |
| THOMPSON RISK II, LLC3 | 2590 NORTHBROOKE PLAZA DRIVE SUITE 205 NAPLES, FL 34119 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC. | $51K | $0 | $51K | 0.90% |
| THOMPSON RISK II, LLC3 | 2590 NORTHBROOKE PLAZA DRIVE SUITE 205 NAPLES, FL 34119 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $22K | $0 | $22K | 0.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,063 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,063 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | SELECTHEALTH | 4,063 | $34.7M |
| Prescription drug(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC. | 743 | $8.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,063 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.