| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC Filed as: BENEFIT COMMERCE GRP, AN ALERA GRP | 16220 N SCOTTSDALE RD SCOTTSDALE, AZ 85254 | AETNA LIFE INSURANCE CO. | $4K | $0 | $4K | 7.89% |
| KAREN MARIE JONES | 16211 N SCOTTSDALE RD PMB 614 SCOTTSDALE, AZ 85254 | AFLAC | $712 | $0 | $712 | 3.27% |
| GBS ARIZONA INC | 400 E RIVULON BLVD STE 116 GILBERT, AZ 85297 | AFLAC | $411 | $0 | $411 | 1.89% |
| KORI A ALLEN | 24654 N LAKE PLEASANT PKWY STE103-115 PEORIA, AZ 85383 | AFLAC | $141 | $0 | $141 | 0.65% |
| ALFREDO N VARGAS | 6230 N FLORENCE AVE LITCHFIELD PARK, AZ 85340 | AFLAC | $104 | $0 | $104 | 0.48% |
| GCG FINANCIAL LLC Filed as: BENEFIT COMMERCE GRP AN ALERA GRP | 16220 N SCOTTSDALE RD STE 100 SCOTTSDALE, AZ 85254 | AFLAC | $100 | $0 | $100 | 0.46% |
| RANDY DOPITA | 930 E CHERYL DR PHOENIX, AZ 85020 | AFLAC | $89 | $0 | $89 | 0.41% |
| JEFFERY S GIBSON | 5061 MAGNOLIA GARDENS PL LEXINGTON, KY 40515 | AFLAC | $83 | $0 | $83 | 0.38% |
| NANCY ELLEN CARLSON | 9506 W APPALOOSA DR SUN CITY, AZ 85373 | AFLAC | $73 | $0 | $73 | 0.34% |
| SHAWN HOLTORF | 5522 W NORTHWOOD DR GLENDALE, AZ 85310 | AFLAC | $69 | $0 | $69 | 0.32% |
| DAVID R LATTIMER | 6605 N 93RD AVE GLENDALE, AZ 85305 | AFLAC | $49 | $0 | $49 | 0.23% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: CELESTE BROWN | 4521 W SWEETWATER AVE GLENDALE, AZ 85304 | AFLAC | $47 | $0 | $47 | 0.22% |
| SCOTT WEBB | 26729 N 91ST DR PEORIA, AZ 85383 | AFLAC | $39 | $0 | $39 | 0.18% |
| MELISSA A SCHOFIELD Filed as: MELISSA SCHOFIELD | 5552 W NORTHWOOD DR GLENDALE, AZ 85310 | AFLAC | $38 | $0 | $38 | 0.17% |
| JEFFREY A KLEINMAN SR Filed as: JEFFREY AARON KLEINMAN SR | 515 E CAREFREE HWY PMB 323 PHOENIX, AZ 85085 | AFLAC | $38 | $0 | $38 | 0.17% |
| BARBARA ANN MCNAUGHTON | 4910 CORPORATE DR NW STE G HUNTSVILLE, AL 35805 | AFLAC | $36 | $0 | $36 | 0.17% |
| ARIZONA FEDERAL INS SOLUTIONS LLC | 1125 E SOUTHERN AVE STE 101 MESA, AZ 85204 | AFLAC | $34 | $0 | $34 | 0.16% |
| JASON ELIJAH ANGEL | 5339 W MOUNTAIN VIEW RD GLENDALE, AZ 85302 | AFLAC | $30 | $0 | $30 | 0.14% |
| MICHAEL SHAUN DAGEN | 13764 W JESSE RED DR PEORIA, AZ 85383 | AFLAC | $28 | $0 | $28 | 0.13% |
| ROSLYN M KLEINMAN | 33202 N 46TH WAY CAVE CREEK, AZ 85331 | AFLAC | $17 | $0 | $17 | 0.08% |
| RYAN KADAVY Filed as: RYAN L KADAVY | 8542 W FOOTHILL DR PEORIA, AZ 85383 | AFLAC | $15 | $0 | $15 | 0.07% |
| JOANN MAY DUVAL-BARTMESS | 26016 N 85TH DR PEORIA, AZ 85383 | AFLAC | $15 | $0 | $15 | 0.07% |
| CLINTON CHARLES ZELEZ | 25111 N 21ST AVE UNIT 54 PHOENIX, AZ 85085 | AFLAC | $12 | $0 | $12 | 0.06% |
| SCOTT W BLACKSHEAR Filed as: SCOTT M GUTHRIE | 436 LONE STAR LN HIDEAWAY, TX 75771 | AFLAC | $11 | $0 | $11 | 0.05% |
| DEBRA K TORNBERG | 26065 N 68TH DR PEORIA, AZ 85383 | AFLAC | $8 | $0 | $8 | 0.04% |
| JULIE A RODEN Filed as: JULIE ANN RODEN | 8713 E MALCOMB DR SCOTTSDALE, AZ 85250 | AFLAC | $5 | $0 | $5 | 0.02% |
| JEFFREY A KLEINMAN SR | 515 E CAREFREE HWY PMB 323 PHOENIX, AZ 85085 | AFLAC | $5 | $0 | $5 | 0.02% |
| ANNA KIRBY BALDWIN | 615 BRASELTON LN MYRTLE BEACH, SC 29588 | AFLAC | $5 | $0 | $5 | 0.02% |
| HUGH B DEMAREST | 746 E EUGIE AVE PHOENIX, AZ 85022 | AFLAC | $4 | $0 | $4 | 0.02% |
| MICHAEL G GLADNICK | 3850 E BASELINE RD STE 116 MESA, AZ 85206 | AFLAC | $4 | $0 | $4 | 0.02% |
| NATALIE MALHAM | 5822 N 13TH ST PHOENIX, AZ 85014 | AFLAC | $4 | $0 | $4 | 0.02% |
| JEANNETTE YVONNE DURRANI | 14835 N 1ST AVE PHOENIX, AZ 85023 | AFLAC | $3 | $0 | $3 | 0.01% |
| JEFFERY S GIBSON | 4030 TATES CREEK RD APT 1004 CONSHOHOCKEN, PA 40517 | AFLAC | $2 | $0 | $2 | 0.01% |
| ANTHONY J WHITBY | 15120 W ROOSEVELT ST GOODYEAR, AZ 85338 | AFLAC | $2 | $0 | $2 | 0.01% |
| CHAD P SCHNEIDER | 22213 1/2 ERWIN ST WOODLAND HILLS, CA 91367 | AFLAC | $2 | $0 | $2 | 0.01% |
| MICHAEL J MCNAUGHTON | 115 MIZELL LN WEST MONROE, LA 71291 | AFLAC | $1 | $0 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 94 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 94 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BANNER HEALTH AND AETNA HEALTH | 133 | $487K |
| Dental | AETNA LIFE INSURANCE CO. | 125 | $54K |
| Vision | AETNA LIFE INSURANCE CO. | 125 | $54K |
| Short-term disability | AFLAC | 16 | $22K |
| Other | AFLAC | 16 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 133 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.