| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JEFFREY PATTEN3 | 3318 W FRIENDLY AVE STE 400 GREENSBORO, NC 27410 | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | $5K | — | $5K | 0.49% |
| MCGRIFF INSURANCE SERVICES INC3 | MCGRIFF INSURANCE SERVICES INC CHARLOTTE, NC 28289 | EQUITABLE FINACIAL LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 8.59% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGRIFF A MARSH MCLENNON AGENCY LLC | MARSH MCLENNAN AGENCY LLC CHARLOTTE, NC 28289 | EQUITABLE FINACIAL LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 2.62% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 896620 CHARLOTTE, NC 28289 | AMERITAS LIFE INSURANCE CORP | $449 | — | $449 | 5.05% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES LLC | 3318 W FRIENDLY AVENUE STE 400 GREENSBORO, NC 27410 | AMERITAS LIFE INSURANCE CORP | $439 | — | $439 | 4.94% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES LLC | 47 AIRPARK CT PO BOX 27149 GREENVILLE, SC 29616 | AMERITAS LIFE INSURANCE CORP | — | $315 | $315 | 3.55% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 106 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 106 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 139 | $928K |
| Dental | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 139 | $928K |
| Vision | AMERITAS LIFE INSURANCE CORP | 160 | $9K |
| Life insurance | EQUITABLE FINACIAL LIFE INSURANCE COMPANY OF AMERICA | 102 | $51K |
| Short-term disability | EQUITABLE FINACIAL LIFE INSURANCE COMPANY OF AMERICA | 102 | $51K |
| Long-term disability | EQUITABLE FINACIAL LIFE INSURANCE COMPANY OF AMERICA | 102 | $51K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 139 | $928K |
| Other | EQUITABLE FINACIAL LIFE INSURANCE COMPANY OF AMERICA | 102 | $51K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 160 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.