| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC3 | UNKNOWN CHICAGO, IL 60601 | BLUECROSS BLUESHIELD OF ILLINOIS | $40K | $0 | $40K | 3.07% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 1420 5TH AVENUE, SUITE 1500 SEATTLE, WA 98101 | BLUECROSS BLUESHIELD OF ILLINOIS | $12K | $0 | $12K | 0.94% |
| MESIROW INSURANCE SERVICES INC3 | UNKNOWN CHICAGO, IL 60601 | BLUECROSS BLUESHIELD OF ILLINOIS | $0 | $4K | $4K | 0.31% |
| GCG FINANCIAL LLC3 | 3 PARKWAY NORTH BOULEVARD SUITE 500 DEERFIELD, IL 60015 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $544 | $6K | 5.69% |
| TRIONFO5 Filed as: TRIONFO SOLUTIONS LLC | 333 WEST PIERCE ROAD, SUITE 190 ITASCA, IL 60143 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $4K | $4K | 3.78% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 353 NORTH CLARK STREET CHICAGO, IL 60654 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $0 | $3K | 3.19% |
| FLEXIBLE BENEFIT SERVICES CORP.3 Filed as: FLEXIBLE BENEFIT SERVICES LLC | 8770 WEST BRYN MAWR AVENUE SUITE 1290W CHICAGO, IL 60631 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $92 | $3K | 2.70% |
| ASSUREDPARTNERS3 Filed as: EMERSON RODGERS LLC | 1787 SENTRY PARKWAY WEST BUILDING 16, SUITE 320 BLUE BELL, PA 19422 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $461 | $3K | 2.53% |
| MESIROW INSURANCE SERVICES INC3 | 353 NORTH CLARK STREET, SUITE 400 CHICAGO, IL 60654 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 1.15% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES & OTHERS | 54444 WESTHEIMER ROAD, SUITE 900 HOUSTON, TX 77056 | METROPOLITAN LIFE INSURANCE COMPANY | $136 | $923 | $1K | 0.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 143 | $1.3M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 225 | $109K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 225 | $109K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 225 | $109K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 225 | $109K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 225 | $109K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 225 | $109K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 225 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.