| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ADAM T BUIE DBA BUIE & COMPANY LLC3 | 2455 E PARLEYS WAY #150 SALT LAKE CITY, UT 84109 | EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC | $85K | $0 | $85K | 6.00% |
| HEFFERNAN INSURANCE BROKERS3 Filed as: HEFFERNAN INSURANCE BROKERS (CA) | 1350 CARLBACK AVE WALNUT CREEK, CA 94596 | KAISER FOUNDATION HEALTH PLAN, INC. | $11K | $0 | $11K | 2.12% |
| HEFFERNAN INSURANCE BROKERS3 Filed as: HEFFERNAN INSURANCE BROKERS (CA) | 1350 CARLBACK AVE WALNUT CREEK, CA 94596 | KAISER FOUNDATION HEALTH PLAN, INC. | $10K | $0 | $10K | 2.67% |
| HEFFERNAN INSURANCE BROKERS3 Filed as: HEFFERNAN INSURANCE BROKERS (CA) | 1350 CARLBACK AVE WALNUT CREEK, CA 94596 | KAISER FOUNDATION HEALTH PLAN, INC. | $2K | $0 | $2K | 1.38% |
| PRO-PLANNERS INSURANCE & INVESTMENT3 | 1480 ORCHARD DR SUITE 99 BOUNTIFUL, UT 84010 | UNITED HEALTHCARE INSURANCE COMPANY | $23K | $0 | $23K | 14.90% |
| PARAGON PARTNERS LTD3 Filed as: PARAGON PARTNERS LTD DBA PARAGON PA | 9420 E DOUBLETREE RANCH RD STE C103 SCOTTSDALE, AZ 85258 | UNITED HEALTHCARE INSURANCE COMPANY | $7K | $0 | $7K | 4.47% |
| ADAM T BUIE DBA BUIE & COMPANY LLC3 | 2455 E PARLEYS WAY #150 SALT LAKE CITY, UT 84109 | EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC | $6K | $0 | $6K | 5.00% |
| HEFFERNAN INSURANCE BROKERS3 Filed as: HEFFERNAN INSURANCE BROKERS (CA) | 1350 CARLBACK AVE WALNUT CREEK, CA 94596 | KAISER FOUNDATION HEALTH PLAN, INC. | $3K | $0 | $3K | 3.04% |
| HEFFERNAN INSURANCE BROKERS3 Filed as: HEFFERNAN INSURANCE BROKERS (CA) | 1350 CARLBACK AVE WALNUT CREEK, CA 94596 | KAISER FOUNDATION HEALTH PLAN, INC. | $2K | $0 | $2K | 2.61% |
| HEFFERNAN INSURANCE BROKERS3 Filed as: HEFFERNAN INSURANCE BROKERS (CA) | 1350 CARLBACK AVE WALNUT CREEK, CA 94596 | KAISER FOUNDATION HEALTH PLAN, INC. | $1K | $0 | $1K | 3.25% |
| ADAM T BUIE DBA BUIE & COMPANY LLC3 | 2455 E PARLEYS WAY #150 SALT LAKE CITY, UT 84109 | EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC | $1K | $0 | $1K | 100.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 372 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 373 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 2 carriers) | EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC | 207 | $2.7M |
| Dental | EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC | 242 | $126K |
| Vision | EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC | 2 | $1K |
| Life insurance | UNITED HEALTHCARE INSURANCE COMPANY | 342 | $152K |
| Short-term disability | UNITED HEALTHCARE INSURANCE COMPANY | 342 | $152K |
| Long-term disability | UNITED HEALTHCARE INSURANCE COMPANY | 342 | $152K |
| Other | UNITED HEALTHCARE INSURANCE COMPANY | 342 | $152K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 342 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.