| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHRISTI GROUP LLC3 | 550 PINETOWN ROAD SUITE 470 FORT WASHINGTON, PA 19034 | UNITEDHEALTHCARE INSURANCE COMPANY | $462 | $14K | $14K | 0.36% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 1787 SENTRY PARKWAY WEST VEVA 16, SUITE 320 BLUE BELL, PA 19422 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.06% |
| JAMES S RICKETTS3 | 1720 MARS HILL ROAD NORTHWEST SUITE 8110 ACWORTH, GA 30101 | HARTFORD LIFE AND ACCIDENT | $12K | — | $12K | 2.09% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | 669 RIVER DRIVE CTR II SUITE 305 ELMWOOD PARK, NJ 07407 | HARTFORD LIFE AND ACCIDENT | $199 | $10K | $10K | 1.79% |
| JAMES S RICKETTS3 Filed as: JAMES SHANNON RICKETTS | 1720 MARS HILL ROAD NORTHWEST SUITE 8110 ACWORTH, GA 30101 | PRINCIPAL LIFE INSURANCE COMPANY | $15K | — | $15K | 7.41% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 1787 SENTRY PARKWAY WEST BLUE BELL, PA 19422 | PRINCIPAL LIFE INSURANCE COMPANY | — | $8K | $8K | 4.13% |
| CHRISTI GROUP LLC3 | 550 PINETOWN ROAD, SUITE 470 FORT WASHINGTON, PA 19034 | PRINCIPAL LIFE INSURANCE COMPANY | $9 | — | $9 | 0.00% |
| NEOPROCESSION INC3 | 1720 MARS HILL ROAD NORTHWEST SUITE 8110 ACWORTH, GA 30101 | SUN LIFE ASSURANCE COMPANY OF CANADA | $18K | — | $18K | 23.05% |
| CHRISTI GROUP LLC3 | 550 PINETOWN ROAD SUITE 470 FORT WASHINGTON, PA 19034 | SUN LIFE ASSURANCE COMPANY OF CANADA | $11K | — | $11K | 14.51% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 1787 SENTRY PARKWAY WEST VEVA 16, SUITE 320 BLUE BELL, PA 19422 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | $4K | $5K | 6.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 278 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 281 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,177 | $3.9M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 283 | $205K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 1,177 | $3.9M |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 428 | $558K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 428 | $558K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 428 | $558K |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 428 | $637K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,177 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.