| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRACY LYNN MANGOLD3 | 1488 SLEEPY HOLLOW LANE NEW BRAUNFELS, TX 78130 | AFLAC | $27K | $236 | $27K | 18.94% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1421 HANZ DRIVE NEW BRAUNFELS, TX 78130 | AFLAC | $9K | — | $9K | 6.06% |
| YVES ATLAN3 | 11007 PALMS BOULEVARD APARTMENT 212 LOS ANGELES, CA 90034 | AFLAC | $5K | — | $5K | 3.45% |
| PULVER BENEFITS LLC3 | 625 CREEKSIDE WAY APARTMENT 102 NEW BRAUNFELS, TX 78130 | AFLAC | $5K | $55 | $5K | 3.21% |
| LAXSON BENEFITS LLC3 | 1380 HAZY HILLS LOOP DRIPPING SPRINGS, TX 78620 | AFLAC | $3K | $55 | $3K | 2.23% |
| DINA RODRIGUEZ AND OTHER AGENTS3 Filed as: DINA VERONICA RODRIGUEZ | 3720 7TH AVENUE LOS ANGELES, CA 90018 | AFLAC | $3K | — | $3K | 1.96% |
| SYBIL WRIGHT3 | 1700 SPRING BRANCH ROAD SPRING BRANCH, TX 78070 | AFLAC | $2K | — | $2K | 1.61% |
| KRISTIN MILLER3 | 5805 SEPULVEDA BOULEVARD SUITE 700 SHERMAN OAKS, CA 91411 | AFLAC | $2K | — | $2K | 1.52% |
| PRINCIPLE INSURANCE SERVICES INC3 | 11007 PALMS BOULEVARD APARTMENT 212 LOS ANGELES, CA 90034 | AFLAC | $2K | $302 | $2K | 1.32% |
| RENEE SUZANNE CORSO3 | 16000 VENTURA BOULEVARD SUITE 1120 ENCINO, CA 91436 | AFLAC | $1K | — | $1K | 0.89% |
| LINDA GARCIA RUBIO3 | 804 HUECO DRIVE NEW BRAUNFELS, TX 78130 | AFLAC | $1K | — | $1K | 0.81% |
| RENEE SUZANNE CORSO3 | 5805 SEPULVEDA BOULEVARD SUITE 700 SHERMAN OAKS, CA 91411 | AFLAC | $425 | — | $425 | 0.30% |
| EMANUEL GAGLIARDI3 | 1488 SLEEPY HOLLOW LANE NEW BRAUNFELS, TX 78130 | AFLAC | $325 | — | $325 | 0.23% |
| CHRIS BRANSON3 | PO BOX 930 MAKAWAO, HI 96768 | AFLAC | $285 | — | $285 | 0.20% |
| JAMES HUGH WRIGHT3 | 1700 SPRING BRANCH ROAD SPRING BRANCH, TX 78070 | AFLAC | $261 | — | $261 | 0.18% |
| TONYA LYNNE WYNES3 | 6017 SCENIC LAKE DRIVE GEORGETOWN, TX 78626 | AFLAC | $159 | — | $159 | 0.11% |
| CLINTON LEWIS ANDERSON3 | 22115 ROCKCHESTER DRIVE KATY, TX 77450 | AFLAC | $143 | — | $143 | 0.10% |
| CHRISTIAN M KRUEGER3 | 2633 FAIRWOOD DRIVE NEW BRAUNFELS, TX 78132 | AFLAC | $142 | — | $142 | 0.10% |
| GREGORY WEEKS JR3 | 4040 SUMMIT DRIVE NEW BRAUNFELS, TX 78132 | AFLAC | $94 | — | $94 | 0.07% |
| MICHAEL W. ATTERBERRY3 Filed as: MICHAEL JOHN LIZALDE | 1955 MINDA DRIVE EUGENE, OR 97401 | AFLAC | $68 | — | $68 | 0.05% |
| LINDA S THORNBURG3 | 7913 WISTERIA VALLEY DRIVE AUSTIN, TX 78739 | AFLAC | $47 | — | $47 | 0.03% |
| CHRISTINE A MILLER3 | 715 AVOCET WAY ARROYO GRANDE, CA 93420 | AFLAC | $43 | — | $43 | 0.03% |
| LOGAN MANGOLD3 | 1404 DENISE DRIVE NEW BRAUNFELS, TX 78130 | AFLAC | $41 | — | $41 | 0.03% |
| KAREN LEE LINDSEY3 | 4465 NOTTINGHAM DRIVE SANTA MARIA, CA 93455 | AFLAC | $26 | — | $26 | 0.02% |
| JEROME JEFFREY PESEK3 | 12566 MESA VERDE DRIVE AUSTIN, TX 78737 | AFLAC | $15 | — | $15 | 0.01% |
| VIRGIL LEE WHITE3 | 47 OBSIDIAN DRIVE OAKDALE, CA 95361 | AFLAC | $3 | — | $3 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES NEWPORT | 18100 VON KARMAN AVENUE SUITE 1000 IRVINE, CA 92612 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | — | $3K | 18.94% |
| CENTERSTONE INSURANCE AND FINANCIAL3 | 12404 PARK CENTRAL DRIVE SUITE 400S DALLAS, TX 75251 | PRINCIPAL LIFE INSURANCE COMPANY | $1K | — | $1K | 7.66% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 263 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 263 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 282 | $17K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 282 | $17K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 282 | $17K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 282 | $17K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 282 | $17K |
| Other | AFLAC | 211 | $142K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 282 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.