| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRUCORDIA INSURANCE SERVICES LLC3 Filed as: TRUCORDIA INSURANCE SERVICES, LLC | 333 W 2230 N STE 310 PROVO, UT 84604 | ALL SAVERS INSURANCE COMPANY | $31K | — | $31K | 4.79% |
| PARAGON PARTNERS LTD3 Filed as: PARAGON PARTNERS LTD - UT | 9420 E DOUBLETREE RANCH RD STE C103 SCOTTSDALE, AZ 85258 | ALL SAVERS INSURANCE COMPANY | $18K | — | $18K | 2.75% |
| MAGELLAN INC3 Filed as: MAGELLAN INSURANCE, LLC | 333 W 2230 N STE 310 PROVO, UT 84604 | ALL SAVERS INSURANCE COMPANY | $13K | — | $13K | 1.99% |
| MAGELLAN INC3 Filed as: MAGELLAN INSURANCE LLC | 333 W 2230 N STE 310 PROVO, UT 84604 | ALL SAVERS INSURANCE COMPANY | $1K | — | $1K | 0.20% |
| PCF INSURANCE SERVICES OF THE WEST3 | DBA MAGELLAN HUMAN CAPITAL MGMT 199 N 290 W STE 200 LINDON, UT 84042 | AMERITAS LIFE INSURANCE CORP | $4K | $347 | $4K | 10.89% |
| TRUCORDIA INSURANCE SERVICES LLC3 | DBA MAGELLAN INSURANCE SERVICES LLC 333 W 2230 N STE 310 PROVO, UT 84604 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 10.81% |
| TRUCORDIA INSURANCE SERVICES LLC3 | DBA RBI BENEFITS INSURANCE 1530 LAYTON HILLS PKWY STE 101 LAYTON, UT 84041 | PRINCIPAL LIFE INSURANCE COMPANY | — | $1K | $1K | 6.56% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS | 422 WAUPONSEE ST MORRIS, IL 60450 | PRINCIPAL LIFE INSURANCE COMPANY | — | $936 | $936 | 5.41% |
| TRUCORDIA DBA MAGELLAN HUMAN CAPITA3 | 199 N 290 W STE 200 LINDON, UT 84042 | NATIONWIDE | $791 | — | $791 | 9.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 108 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 108 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AMERITAS LIFE INSURANCE CORP | 224 | $39K |
| Vision | NATIONWIDE | 116 | $9K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 149 | $17K |
| Other | ALL SAVERS INSURANCE COMPANY | 132 | $649K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 224 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.