| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES SOUTHWEST | 9811 KATY FREEWAY, SUITE 500 HOUSTON, TX 77024 | TEXAS HEALTH AND AETNA HEALTH | $0 | $134K | $134K | 7.08% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES SOUTHWEST | 9811 KATY FREEWAY, SUITE 500 HOUSTON, TX 77024 | DEARBORN LIFE INSURANCE COMPANY | $0 | $8K | $8K | 4.74% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES SOUTHWEST | 9811 KATY FREEWAY, SUITE 500 HOUSTON, TX 77024 | AETNA LIFE INSURANCE COMPANY | $11K | $3K | $14K | 8.82% |
| SANDRA DRIVER3 | 3216 MALCOLM ROAD MELISSA, TX 75454 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $73 | $7K | 8.68% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES SOUTHWEST | 1445 ROSS AVENUE DALLAS, TX 75202 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $1K | $6K | 7.81% |
| MPART BENEFITS INC3 Filed as: MPART BENEFITS, INC. | 100 ALBRIGHT LANE PROSPER, TX 75078 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $926 | $737 | $2K | 2.17% |
| LG INSURANCE MANAGEMENT SERVICES LP3 | 12900 PRESTON ROAD, SUITE 1200 DALLAS, TX 75033 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 1.36% |
| NATIONAL ENROLLMENT PARTNERS LLC3 Filed as: NATIONAL ENROLLMENT PARTNERS, LLC | UNKNOWN CRANSTON, RI 02920 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $264 | $174 | $438 | 0.57% |
| BUDDY GLENN DRIVER3 | 5411 NIGHTHAWK STREET MCKINNEY, TX 75071 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $384 | $0 | $384 | 0.50% |
| JULIAN OLALDE3 Filed as: JULIAN GABRIEL OLALDE & AGENTS | 342 SAGEMEADOW ROAD WYLIE, TX 75098 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $251 | $35 | $286 | 0.37% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 244 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 244 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | TEXAS HEALTH AND AETNA HEALTH | 315 | $2.0M |
| Dental | AETNA LIFE INSURANCE COMPANY | 315 | $155K |
| Vision | AETNA LIFE INSURANCE COMPANY | 315 | $155K |
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 244 | $175K |
| Short-term disability | DEARBORN LIFE INSURANCE COMPANY | 244 | $175K |
| Long-term disability | DEARBORN LIFE INSURANCE COMPANY | 244 | $175K |
| Prescription drug(2 contracts, 2 carriers) | TEXAS HEALTH AND AETNA HEALTH | 315 | $2.0M |
| Other(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 244 | $252K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 315 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.