| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMES STEVEN DIETZ3 | 14169 LOCUST LN NAMPA, ID 836869111 | KAISER FOUNDATION HEALTH PLAN INC | $106K | $0 | $106K | 5.00% |
| JAMES STEVEN DIETZ3 | 14169 LOCUST LN NAMA, ID 836869111 | UNITEDHEALTHCARE INSURANCE COMPANY | $23K | $0 | $23K | 4.99% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $9K | $9K | 2.00% |
| JAMES S DIETZ3 | 5008 N ROTHMANS AVE BOISE, ID 837131297 | HUMANA INSURANCE COMPANY | $8K | $0 | $8K | 2.68% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 595 MARKET ST STE 2100 SAN FRANCISCO, CA 941052832 | HUMANA INSURANCE COMPANY | $413 | $0 | $413 | 0.14% |
| JAMES S DIETZ3 | 14169 LOCUST LN NAMPA, ID 83686 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $15K | $0 | $15K | 9.33% |
| JAMES S DIETZ3 | 14169 LOCUST LN NAMPA, ID 83686 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $0 | $6K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 368 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 6 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 380 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 291 | $2.6M |
| Dental | HUMANA INSURANCE COMPANY | 353 | $286K |
| Vision | HUMANA INSURANCE COMPANY | 353 | $286K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 368 | $228K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 368 | $165K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 368 | $165K |
| Other(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 368 | $228K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 368 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.