Filings through .
| Carrier | Coverage | Premium, renewal |
|---|---|---|
HealthRxHMO | HealthRxHMO | Pro |
Broker: Mercer Health and Benefits, LLC LifeLTDIndemnityOther | LifeLTDIndemnityOther | Pro |
Broker: Mercer Health and Benefits Admin Other | Other | Pro |
HealthRxDental | HealthRxDental | Pro |
Vision | Vision | Pro |
See premium, retention and renewal dates for 17 contracts with Pro.
Pro shows premium, covered lives, retention, contract numbers and the renewal date for each contract. Free for 7 days, no card. Then $49 a month. Cancel any time.
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,877 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 98 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,975 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 383 | $5.0M |
| Dental(2 contracts) | UNITEDHEALTHCARE INSURANCE COMPANY | 15 | $277K |
| Vision(5 contracts) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 3,045 | $138K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,877 | $1.0M |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,877 | $547K |
| Prescription drug(5 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 383 | $5.0M |
| Other(5 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 3,798 | $425K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,798 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.