| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA BENEFIT HEALTH | 9605 S KINGSTON CT STE 150 ENGLEWOOD, CO 801126021 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $12K | — | $12K | 9.10% |
| ALEXANDER BENEFITS CONSULTING3 | 1099 18TH ST STE 2870 DENVER, CO 802021911 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $8K | $3K | $11K | 7.87% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA BENEFIT HEALTH | 9605 S KINGSTON CT STE 150 ENGLEWOOD, CO 801126021 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | — | $7K | 9.14% |
| ALEXANDER BENEFITS CONSULTING3 | 1099 18TH ST STE 2870 DENVER, CO 802021911 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $1K | $6K | 7.82% |
| GROUP BENEFITS LTD3 Filed as: GROUP BENEFITS, LTD | 12006 RIDGEMONT DR URBANDALE, IA 503232317 | VISION SERVICE PLAN | $3K | — | $3K | 4.15% |
| ALEXANDER BENEFITS CONSULTING3 | 1099 18TH ST STE 2870 DENVER, CO 802021911 | VISION SERVICE PLAN | $3K | — | $3K | 4.11% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC DBA BENEFIT HEALTH | 9605 S KINGSTON CT STE 150 ENGLEWOOD, CO 801126021 | VISION SERVICE PLAN | $1K | — | $1K | 1.79% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA BENEFIT HEALTH | 9605 S KINGSTON CT STE 150 ENGLEWOOD, CO 801126021 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $863 | — | $863 | 9.02% |
| ALEXANDER BENEFITS CONSULTING3 | 1099 18TH ST STE 2870 DENVER, CO 802021911 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $572 | $191 | $763 | 7.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 232 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 93 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 328 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 218 | $69K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 361 | $74K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 361 | $134K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 361 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 361 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.