| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | UNITEDHEALTHCARE INSURANCE COMPANY | $65K | $0 | $65K | 2.56% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | PO BOX 803507 MSC# 17858 DALLAS, TX 75380 | SUN LIFE ASSURANCE COMPANY OF CANADA | $17K | — | $17K | 3.85% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | SUN LIFE ASSURANCE COMPANY OF CANADA | $20 | — | $20 | 0.00% |
| IMA, INC.3 | 1705 17TH STREET, SUITE 100 DENVER, CO 80202 | SUN LIFE ASSURANCE COMPANY OF CANADA | $16 | $0 | $16 | 0.00% |
| WATCHTOWER TECHNOLOGIES INC3 Filed as: WATCHTOWER TECHNOLOGIES, INC. | 306 WEST ERIE STREET, SUITE 300 CHICAGO, IL 60654 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $10 | $10 | 0.00% |
| JEREMY M EANES3 Filed as: JEREMY M. EANES | 21729 EAST MERCER PLACE AURORA, CO 80018 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 6.89% |
| CUSTOM BENEFIT CONSULTANTS INC.3 Filed as: CUSTOM BENEFIT | 897 12TH STREET HAMMONTON, NJ 08037 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 5.45% |
| GREGORY G WAY3 Filed as: GREGORY GAIL WAY | 13074 COFFEE TREE STREET PARKER, CO 80134 | CONTINENTAL AMERICAN INSURANCE COMPANY | $811 | $0 | $811 | 1.56% |
| LINDSEY A. LIJEWSKI3 | 5894 EAST CALEY AVENUE CENTENNIAL, CO 80111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $588 | $0 | $588 | 1.13% |
| IMA, INC.3 Filed as: IMA, INC. AND OTHER AGENTS | 430 EAST DOUGLAS AVENUE SUITE 400 WICHITA, KS 67202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $458 | $0 | $458 | 0.88% |
| DAYTON LLC3 Filed as: DAYTON, LLC | 5445 DTC PARKWAY SUITE 1036 GREENWOOD VILLAGE, CO 80111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $378 | $0 | $378 | 0.73% |
| JENNIFER L FREEMAN3 Filed as: JENNIFER LEE FREEMAN | 4672 CHARING COURT CASTLEROCK, CO 80109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $347 | $0 | $347 | 0.67% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | VISION SERVICE PLAN | $1K | — | $1K | 4.96% |
| WATCHTOWER TECHNOLOGIES INC3 Filed as: WATCHTOWER TECHNOLOGIES, INC. | 306 WEST ERIE STREET, SUITE 300 CHICAGO, IL 60654 | VISION SERVICE PLAN | $129 | — | $129 | 0.50% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 200 CLAYTON STREET, SUITE 800 DENVER, CO 80206 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $0 | $4K | 18.58% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 229 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 233 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 188 | $2.5M |
| Vision | VISION SERVICE PLAN | 200 | $26K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 233 | $451K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 233 | $451K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 188 | $2.5M |
| Other(3 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 233 | $524K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 233 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.