| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GREENWAY & ASSOCIATES3 | 631 LAKE AVE PUEBLO, CO 81004 | UNITED HEALTHCARE INSURANCE COMPANY | $4.4M | $0 | $4.4M | 404.90% |
| GREENWAY & ASSOCIATES3 | 631 LAKE AVE PUEBLO, CO 81004 | UNUM INSURANCE COMPANY | $4K | $0 | $4K | 5.12% |
| GREENWAY & ASSOCIATES3 | 631 LAKE AVE PUEBLO, CO 81004 | STARMOUNT LIFE INSURANCE COMPANY | $7K | $0 | $7K | 10.55% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, CO 60450 | STARMOUNT LIFE INSURANCE COMPANY | $0 | $4K | $4K | 5.28% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON-CHAPMAN | PO BOX 9201 AUSTIN, TX 78766 | STARMOUNT LIFE INSURANCE COMPANY | $0 | $4K | $4K | 5.28% |
| GREENWAY & ASSOCIATES3 | 631 LAKE AVE PUEBLO, CO 81004 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $0 | $6K | 9.57% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $3K | $3K | 5.00% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON-CHAPMAN | PO BOX 9201 AUSTIN, TX 78766 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $3K | $3K | 5.00% |
| GREENWAY & ASSOCIATES3 | 631 LAKE AVE PUEBLO, CO 81004 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $0 | $1K | 15.00% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $437 | $67 | $504 | 5.76% |
| GREENWAY & ASSOCIATES3 | 631 LAKE AVE PUEBLO, CO 81004 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $0 | $1K | 15.00% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $401 | $60 | $461 | 5.75% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON-CHAPMAN | 9401 AMBERGLEN BLVD SUITE 100 AUSTIN, TX 78729 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 136 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 136 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 213 | $1.1M |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 109 | $71K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 109 | $71K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 149 | $63K |
| Short-term disability(3 contracts, 2 carriers) | UNUM INSURANCE COMPANY | 162 | $93K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 149 | $63K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 213 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.