| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE SERVICES,L | — | BLUECROSS BLUESHIELD OF TEXAS | $101K | $0 | $101K | 3.49% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE SERVICES,L | — | BLUECROSS BLUESHIELD OF TEXAS | $0 | $2K | $2K | 0.05% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP, INC. | — | BLUECROSS BLUESHIELD OF TEXAS | $0 | $0 | $0 | 0.00% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH DBA BENEFITS TEXAS | 5420 LBJ FREEWAY SUITE 295 DALLAS, TX 75240 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $12K | $0 | $12K | 11.94% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | 1787 SENTRY PARKWAY W VEVA 16 STE 320 BLUE BELL, PA 19422 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $1K | $1K | 1.44% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH DBA BENEFITS TEXAS | 5420 LBJ FREEWAY SUITE 295 DALLAS, TX 75240 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $0 | $6K | 13.82% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 1800 WEST LOOP SOUTH SUITE 2115 HOUSTON, TX 77027 | DEARBORN LIFE INSURANCE COMPANY | $2K | $656 | $3K | 13.21% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH DBA BENEFITS TEXAS | 5420 LBJ FREEWAY SUITE 295 DALLAS, TX 75240 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 155 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 8 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 164 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 708 | $2.9M |
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 708 | $2.9M |
| Vision | DEARBORN LIFE INSURANCE COMPANY | 156 | $21K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 121 | $146K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 117 | $101K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 117 | $101K |
| Other(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 321 | $159K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 708 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.