| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| OCI INSURANCE & FINANCIAL SERVICES3 | 4221 N 203RD ST SUITE 200 ELKHORN, NE 68022 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $329K | $115K | $444K | 4.10% |
| NEBRASKA BANKERS INS & SRVCS0 Filed as: NEBRASKA STATE BAR ASSOCIATION | 635 S 14TH ST LINCOLN, NE 68508 | BLUE CROSS BLUE SHIELD OF NEBRASKA | — | $108K | $108K | 1.00% |
| UNICO GROUP INC3 | 1128 LINCOLN MALL SUITE 200 LINCOLN, NE 68508 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $47K | $11K | $58K | 0.53% |
| INSGROUP INC3 Filed as: FIRST INSURANCE GROUP DBA FNIC | 14010 FNB PKWY #300 OMAHA, NE 68154 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $29K | $13K | $42K | 0.39% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GREAT PLAINS, LLC | 11516 MIRACLE HILLS DR #100 OMAHA, NE 68154 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $18K | $8K | $27K | 0.25% |
| PREFERRED MARKETING ASSOCIATES3 | 3530 N 163RD PLAZA OMAHA, NE 68116 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $14K | $2K | $16K | 0.15% |
| ROGER BENEFIT GROUP INC3 | 14216 DAYTON CIR #8 OMAHA, NE 68137 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $12K | — | $12K | 0.11% |
| MIDWEST BENEFIT ADVISORS INC3 Filed as: MIDWEST BENEFIT ADVISORS | 12105 ANNE ST OMAHA, NE 68137 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $7K | — | $7K | 0.06% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | 350 5TH AVE STE 3700 NEW YORK, NY 10118 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $6K | — | $6K | 0.05% |
| GROUP MARKETING SERVICES INC3 Filed as: GROUP MARKETING SERVICES INC. | 17445 ARBOR STREET SUITE 200 OMAHA, NE 68130 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $3K | $1K | $4K | 0.04% |
| NAVSAV HOLDINGS II, LLC3 | 14217 DAYTON CIRCLE SUITE 5 OMAHA, NE 68137 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $2K | — | $2K | 0.02% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWAY SE SUITE 1950 ATLANTA, GA 30339 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $625 | $300 | $925 | 0.01% |
| DIVERSIFIED BENEFITS GROUP LLC3 | 14217 DAYTON CIRCLE SUITE 5 OMAHA, NE 68137 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $660 | — | $660 | 0.01% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH DBA THE OLSON GROUP | 16820 FRANCES ST #202 OMAHA, NE 68130 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $570 | — | $570 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 863 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 863 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF NEBRASKA | 863 | $10.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 863 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.