| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INS & FINANCIAL SERVICES, INC | 4221 N 203RD ST SUITE 200 ELKHORN, NE 68022 | MEDICA INSURANCE COMPANY | $148K | $83K | $231K | 2.51% |
| NEBRASKA BANKERS INS & SRVCS0 Filed as: NEBRASKA STATE BAR ASSOCIATION | 635 S 14TH ST LINCOLN, NE 68508 | MEDICA INSURANCE COMPANY | — | $88K | $88K | 0.96% |
| UNICO GROUP INC3 Filed as: UNICO GROUP, INC. | 1128 LINCOLN MALL SUITE 200 LINCOLN, NE 68508 | MEDICA INSURANCE COMPANY | $28K | — | $28K | 0.31% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GREAT PLAINS, LLC | 11516 MIRACLE HILLS DRIVE SUITE 100 OMAHA, NE 68154 | MEDICA INSURANCE COMPANY | $12K | — | $12K | 0.14% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: INSPRO INS & MCLENNAN AGENCY LLC CO | 1005 E 23RD ST #200 FREMONT, NE 68025 | MEDICA INSURANCE COMPANY | $8K | $1K | $10K | 0.11% |
| PREFERRED MARKETING ASSOCIATES3 | 3530 N 163RD PLAZA OMAHA, NE 68116 | MEDICA INSURANCE COMPANY | $6K | $2K | $9K | 0.09% |
| PATRIOT GROWTH INSURANCE SERVICES3 | DBA THE OLSON GROUP 16820 FRACES ST #202 OMAHA, NE 68130 | MEDICA INSURANCE COMPANY | $8K | — | $8K | 0.08% |
| NAVSAV HLDGS II LLC DBA NAVSAV BENE3 | 2625 S 104 ST OMAHA, NE 68144 | MEDICA INSURANCE COMPANY | $2K | — | $2K | 0.02% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, LLC | 200 GALLERIA PKWY #1950 ATLANTA, GA 30339 | MEDICA INSURANCE COMPANY | $1K | — | $1K | 0.01% |
| INSGROUP INC3 Filed as: FIRST INSURANCE GROUP LLC DBA FNIC | 14010 FNB PARKWAY SUITE 300 OMAHA, NE 68154 | MEDICA INSURANCE COMPANY | $1K | — | $1K | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 670 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 670 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICA INSURANCE COMPANY | 1,316 | $9.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,316 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.