| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 | 220 SOUTH RIDGEWOOD AVENUE DAYTONA BEACH, FL 32114 | KAISER FOUNDATION HEALTH PLAN, INC. | $56K | $0 | $56K | 3.81% |
| BROWN AND BROWN OF FLORIDA, INC.3 | 2290 LUCIEN WAY, SUITE 400 MAITLAND, FL 32751 | SUN LIFE ASSURANCE COMPANY OF CANADA | $9K | — | $9K | 3.06% |
| BROWN AND BROWN OF FLORIDA, INC.3 | 1661 WORTHINGTON ROAD, SUITE 175 WEST PALM BEACH, FL 33409 | SUN LIFE ASSURANCE COMPANY OF CANADA | $8K | — | $8K | 2.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 123 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 123 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN, INC. | 104 | $1.5M |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 290 | $291K |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 290 | $291K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 290 | $291K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 290 | $291K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 290 | $291K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN, INC. | 104 | $1.5M |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 290 | $291K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 290 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.