| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GENESYS ENTERPRISES LLC3 Filed as: GENESYS ENTERPRISES, LLC | 2451 CUMBERLAND PARKWAY SE SUITE 3773 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $19K | $0 | $19K | 15.00% |
| THE CASON GROUP INC5 Filed as: CASON GROUP, INC. | 1612 MARION STREET COLUMBIA, SC 29201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $1K | $1K | 0.78% |
| GENESYS ENTERPRISES LLC3 Filed as: GENESYS ENTERPRISES, LLC | 900 CIRCLE 75 PARKWAY, SUITE 1695 ATLANTA, GA 30339 | DELTA DENTAL OF CALIFORNIA | $12K | $0 | $12K | 9.98% |
| GENESYS ENTERPRISES LLC3 Filed as: GENESYS ENTERPRISES, LLC | 900 CIRCLE 75 PARKWAY, SUITE 1695 ATLANTA, GA 30339 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $2K | $0 | $2K | 8.43% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 132 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 12 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 144 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF CALIFORNIA | 248 | $116K |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 229 | $20K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 132 | $128K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 132 | $128K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 132 | $128K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 132 | $128K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 248 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.