| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE LOOMIS COMPANY | 850 N PARK ROAD WYOMISSING, PA 196106011 | WESTPORT INSURANCE CORPORATION | — | $43K | $43K | 62.48% |
| NAVIGATION BENEFITS LLC Filed as: NAVIGATION BENEFITS, LLC | 117 FORREST AVE, SUITE 214 NARBERTH, PA 19072 | WESTPORT INSURANCE CORPORATION | — | $32K | $32K | 46.32% |
| MGU UNDERWRITING FEE | 1280 BRIGHTON WAY NEWTOWN SQ, PA 19073 | WESTPORT INSURANCE CORPORATION | — | $25K | $25K | 36.11% |
| FIRST HEALTH GROUP CORPORATION | 3200 HIGHLAND AVENUE DOWNERS GROVE, IL 60515 | WESTPORT INSURANCE CORPORATION | — | $17K | $17K | 25.11% |
| REGINA BELL | 6516 N GRATZ STREET PHILADELPHIA, PA 19126 | WESTPORT INSURANCE CORPORATION | — | $10K | $10K | 13.89% |
| KEITH KELLEY | 3421 MAIN STREET, APT 2F PHILADELPHIA, PA 19104 | WESTPORT INSURANCE CORPORATION | — | $6K | $6K | 9.29% |
| NEW BENEFITS | 14240 PROTON RD DALLAS, TX 75244 | WESTPORT INSURANCE CORPORATION | — | $353 | $353 | 0.51% |
| NAVIGATION BENEFITS LLC | 117 FORREST AVE, SUITE 214 NARBETH, PA 19072 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $11K | — | $11K | 32.17% |
| KEITH KELLEY | 4321 MAIN STREET PHILADELPHIA, PA 19127 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $2K | — | $2K | 6.89% |
| REGINA BELL | 6516 N GRATZ STREET PHILADELPHIA, PA 19126 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $2K | — | $2K | 6.89% |
| BRESVINIVK, MITCHELL, HENRY | 1280 BRIGHTON WAY NEWTOWN SQ, PA 19073 | AMERITAS LIFE INSURANCE CORP. | $2K | $282 | $2K | 9.19% |
| NAVIGATION BENEFITS LLC Filed as: NAVIGATION BENEFITS, LLC | 117 FORREST AVE, SUITE 214 NARBETH, PA 19072 | AMERITAS LIFE INSURANCE CORP. | $2K | — | $2K | 8.50% |
| REGINA BELL | 6516 N GRATZ STREET PHILADELPHIA, PA 19126 | AMERITAS LIFE INSURANCE CORP. | $428 | — | $428 | 1.80% |
| KEITH KELLEY | 207 LEVERING ST PHILADELPHIA, PA 19128 | AMERITAS LIFE INSURANCE CORP. | $404 | — | $404 | 1.70% |
| NAVIGATION BENEFITS LLC Filed as: NAVIGATION BENEFITS | 117 FORREST AVE, SUITE 214 NARBETH, PA 19072 | MADISON NATIONAL LIFE | $1K | — | $1K | 11.00% |
| MGU UNDERWRITING FEE | 1280 BRIGHTON WAY NEWTOWN SQ, PA 19073 | MADISON NATIONAL LIFE | $708 | — | $708 | 5.50% |
| REGINA BELL | 6516 N GRATZ STREET PHILADELPHIA, PA 19216 | MADISON NATIONAL LIFE | $515 | — | $515 | 4.00% |
| KEITH KELLEY | 3421 MAIN STREET APT 2F PHILADELPHIA, PA 19104 | MADISON NATIONAL LIFE | $386 | — | $386 | 3.00% |
| NAVIGATION BENEFITS LLC Filed as: NAVIGATION BENEFITS | 117 FORREST AVE, SUITE 214 NARBETH, PA 19072 | GUARDIAN | $614 | — | $614 | 6.50% |
| REGINA BELL | 6516 N GRATZ STREET PHILADELPHIA, PA 19126 | GUARDIAN | $170 | — | $170 | 1.80% |
| KEITH KELLEY | 4321 MAIN STREET, APT 2F PHILADELPHIA, PA 19127 | GUARDIAN | $161 | — | $161 | 1.70% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 387 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 387 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MADISON NATIONAL LIFE | 16 | $13K |
| Dental | AMERITAS LIFE INSURANCE CORP. | 171 | $24K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 171 | $24K |
| Life insurance(2 contracts, 2 carriers) | BOSTON MUTUAL LIFE INSURANCE COMPANY | 387 | $42K |
| Short-term disability | GUARDIAN | 387 | $9K |
| Stop-loss / reinsurancereinsurance | WESTPORT INSURANCE CORPORATION | 279 | $70K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 387 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.