Filings through .
| Carrier | Coverage | Premium, renewal |
|---|---|---|
Broker: Stephanie Annabella Garcia DentalLifeSTDLTDIndemnityOther | DentalLifeSTDLTDIndemnityOther | Pro |
See premium, retention and renewal dates for 1 contract with Pro.
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| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENEFIT SOLUTIONS NW LLC EIN 84-4089157 BROKER | Insurance agents and brokers Service code 22 | — | $32K |
| REGIONAL CARE INC EIN 47-0760050 TPA | Claims processing Service code 12 | — | $18K |
| 6 DEGREES HEALTH DX LLC EIN 81-4242649 INSURANCE SERVICES | Insurance services Service code 23 | — | $10K |
| HEALTH WALLET LLC EIN 81-4197630 INSURANCE SERVICES | Insurance services Service code 23 | — | $5K |
| RCI GROUP II LLC EIN 39-5128064 TPA | Claims processing Service code 12 | — | $1K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 47 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 47 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | COLONIAL LIE & ACCIDENT INSURANCE COMPANY | 47 | $83K |
| Life insurance | COLONIAL LIE & ACCIDENT INSURANCE COMPANY | 47 | $83K |
| Short-term disability | COLONIAL LIE & ACCIDENT INSURANCE COMPANY | 47 | $83K |
| Long-term disability | COLONIAL LIE & ACCIDENT INSURANCE COMPANY | 47 | $83K |
| Other | COLONIAL LIE & ACCIDENT INSURANCE COMPANY | 47 | $83K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 47 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.