| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | PO BOX 4386 MISSOULA, MT 59806 | REGENCE BLUESHIELD OF IDAHO, INC. | $36K | $2K | $38K | 2.02% |
| USI INSURANCE SERVICES LLC3 | 1100 EAST 6600 SOUTH, SUITE 280 SALT LAKE CITY, UT 84106 | REGENCE BLUESHIELD OF IDAHO, INC. | $18K | $537 | $19K | 0.97% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | PO BOX 30638 BILLINGS, MT 59107 | HARTFORD LIFE AND ACCIDENT | $8K | $0 | $8K | 11.50% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | HARTFORD LIFE AND ACCIDENT | $0 | $2K | $2K | 2.59% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NORTHWEST | 601 UNION STREET, SUITE 1000 SEATTLE, WA 98101 | HARTFORD LIFE AND ACCIDENT | $2K | $0 | $2K | 2.29% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62949 VIRGINIA BEACH, VA 23466 | HARTFORD LIFE AND ACCIDENT | $815 | $0 | $815 | 1.21% |
| HILARY LOMBARDO3 | 960 SOUTH BROADWAY AVENUE SUITE 500 BOISE, ID 83706 | UNITED HERITAGE LIFE INSURANCE COMPANY | $1K | $0 | $1K | 5.08% |
| WES OLIVER3 | 501 NORTH RIVERPOINT, SUITE 403 SPOKANE, WA 99202 | UNITED HERITAGE LIFE INSURANCE COMPANY | $713 | $0 | $713 | 3.55% |
| BRANDON E. AKERS3 | 16231 NORTH BRINSON STREET NAMPA, ID 83687 | UNITED HERITAGE LIFE INSURANCE COMPANY | $275 | $0 | $275 | 1.37% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 208 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 213 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | REGENCE BLUESHIELD OF IDAHO, INC. | 260 | $1.9M |
| Vision | UNITED HERITAGE LIFE INSURANCE COMPANY | 136 | $20K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 208 | $67K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 208 | $67K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 208 | $67K |
| Prescription drug | REGENCE BLUESHIELD OF IDAHO, INC. | 260 | $1.9M |
| Other | HARTFORD LIFE AND ACCIDENT | 208 | $67K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 260 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.