See 2 carrier contracts with Solo.
Solo shows premium, covered lives, retention and the policy renewal window for each contract. $4.99 for your first month, then $34.99 a month. Cancel any time.
See commissions and fees for 4 broker rows with Solo.
Solo shows the commissions and fees paid to each broker on this plan. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HILARY LOMBARDO EIN 99-3561661 BROKER | Insurance agents and brokers Service code 22 | 2719 S. HOLDEN LN BOISE, ID 83706 | $43K |
| JEAN PAUL DUPIN EIN 33-0785439 BROKER | Insurance agents and brokers Service code 22 | 2448 MERRITT CREEK LOOP COEUR DALENE, ID 83814 | $32K |
| ALLIANT INSURANCE SERVICES INC EIN 33-0785439 BROKER | Insurance agents and brokers Service code 22 | 680 HAWTHORNE AVE SE STE 140 SALEM, OR 97301 | $14K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 433 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 433 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS OF IDAHO | 433 | $2.9M |
| Dental | BLUE CROSS OF IDAHO | 433 | $2.9M |
| Vision | BLUE CROSS OF IDAHO | 433 | $2.9M |
| Life insurance | SYMETRA | 409 | $205K |
| Short-term disability | SYMETRA | 409 | $205K |
| Prescription drug | BLUE CROSS OF IDAHO | 433 | $2.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 433 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.