| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN & BROWN INSURANCE SERVICES IN | 11220 ASSETT LOOP SUITE 304 MANASSAS, VA 20109 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | $51 | $17K | 7.95% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | $2K | $13K | 6.36% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | — | $10K | $10K | 4.72% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN AND BROWN INS SERVICES INC. | 300 N BEACH ST DAYTONA BEACH, FL 32114 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 0.48% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN AND BROWN INS AGENCY OF VIRGI | 11220 ASSETT LOOP SUITE 3034 MANASSAS, VA 20109 | METROPOLITAN LIFE INSURANCE COMPANY | — | -$33 | -$33 | -0.02% |
| ASSUREDPARTNERS3 Filed as: GIS BENFITS INC. | — | LEGAL RESOURCES | $263 | — | $263 | 2.05% |
| MARK METTILLE3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $973 | — | $973 | 9.33% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $486 | $97 | $583 | 5.59% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | — | $486 | $486 | 4.66% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN AND BROWN INS AGENCY OF VIRGI | 11220 ASSETT LOOP SUITE 304 MANASSAS, VA 20109 | METROPOLITAN LIFE INSURANCE COMPANY | — | $44 | $44 | 0.42% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN AND BROWN INS SERVICES INC | 300 N BEACH ST SUITE 304 DAYTONA BEACH, FL 32114 | METROPOLITAN LIFE INSURANCE COMPANY | — | $21 | $21 | 0.20% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN AND BROWN LONE STAR INS SVCS | 5850 GRANITE PKWY STE 350 PLANO, TX 75024 | METROPOLITAN LIFE INSURANCE COMPANY | — | $5 | $5 | 0.05% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN & BROWN INS SERVICES INC. | 11220 ASSETT LOOP SUITE 304 MANASSAS, VA 20109 | METROPOLITAN LIFE INSURANCE COMPANY | -$296 | $51 | -$245 | -2.35% |
| MARK METTILLE3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $689 | — | $689 | 10.07% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $344 | $69 | $413 | 6.03% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | — | $344 | $344 | 5.03% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN AND BROWN INS AGENCY OF VIRGI | 11220 ASSETT LOOP SUITE 304 MANASSAS, VA 20109 | METROPOLITAN LIFE INSURANCE COMPANY | — | $46 | $46 | 0.67% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN AND BROWN INS SERVICES INC. | 300 N BEACH ST DAYTONA BEACH, FL 32114 | METROPOLITAN LIFE INSURANCE COMPANY | — | $17 | $17 | 0.25% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN AND BROWN LONE STAR INS SVCS | 5850 GRANITE PKWY STE 350 PLANO, TX 75024 | METROPOLITAN LIFE INSURANCE COMPANY | — | $4 | $4 | 0.06% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN & BROWN INSURANCE SERVICES IN | 11220 ASSETT LOOP SUITE 304 MANASSAS, VA 20109 | METROPOLITAN LIFE INSURANCE COMPANY | -$157 | $51 | -$106 | -1.55% |
| MARK METTILLE3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $692 | — | $692 | 10.12% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $346 | $69 | $415 | 6.07% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | — | $346 | $346 | 5.06% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN AND BROWN INS AGENCY OF VIRGI | 11220 ASSETT LOOP SUITE 304 MANASSAS, VA 20109 | METROPOLITAN LIFE INSURANCE COMPANY | — | $46 | $46 | 0.67% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN AND BROWN INS SERVICES INC. | 300 N BEACH ST DAYTONA BEACH, FL 32114 | METROPOLITAN LIFE INSURANCE COMPANY | — | $16 | $16 | 0.23% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN AND BROWN LONE STAR INS SVCS | 5850 GRANITE PKWY STE 350 PLANO, TX 75024 | METROPOLITAN LIFE INSURANCE COMPANY | — | $4 | $4 | 0.06% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN & BROWN INSURANCE SERVICES IN | 11220 ASSETT LOOP SUITE 304 MANASSAS, VA 20109 | METROPOLITAN LIFE INSURANCE COMPANY | -$126 | $51 | -$75 | -1.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 170 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 171 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 45 | $14K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 233 | $211K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 233 | $211K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 233 | $211K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 233 | $211K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 233 | $211K |
| Stop-loss / reinsurancereinsurance | BERKLEY LIFE AND HEALTH INSURANCE CO. | 98 | $225K |
| Other(6 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 233 | $260K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 233 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.