| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RSC INSURANCE BROKERAGE INC3 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | BLUE CROSS BLUE SHIELD OF FLORIDA | $25K | — | $25K | 4.06% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE INC. -LAROC | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | HEALTH OPTIONS | $13K | — | $13K | 5.06% |
| RSC INSURANCE BROKERAGE INC3 | 9350 S DIXIE HWY SUITE 1400 MIAMI, FL 331562945 | HUMANA INSURANCE COMPANY | $19K | — | $19K | 16.37% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL STREET 4TH FL PO BOX 970069 BOSTON, MA 021101700 | HUMANA INSURANCE COMPANY | — | $2K | $2K | 1.70% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC | 9350 S DIXIE HWY SUITE 1400, MIAMI, FL 331562945 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 4.22% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC | 750 THIRD AVENUE SUITE 1500 NEW YORK, NV 100172703 | HUMANA INSURANCE COMPANY | $7K | — | $7K | 14.92% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL STREET 4TH FL PO BOX 970069 BOSTON, MA 021101700 | HUMANA INSURANCE COMPANY | — | $307 | $307 | 0.65% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC | 750 THIRD AVENUE SUITE 1500 NEW YORK, NY 100172703 | HUMANA INSURANCE COMPANY | $3K | — | $3K | 12.10% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC | 9350 S DIXIE HWY SUITE 1400 MIAMI, FL 331562945 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 14.94% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL STREET 4TH FL PO BOX 970069 BOSTON, MA 021101700 | HUMANA INSURANCE COMPANY | — | $281 | $281 | 1.79% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 736061 AMS- LEGACY DIRECT BILL RECEIPT CHICAGO, IL 60673 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| RSC INSURANCE BROKERAGE INC3 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $927 | $927 | 6.42% |
| INTEGRATED ENROLLMENT & TECHNOLOGY5 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $722 | $722 | 5.00% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC | 750 THIRD AVENUE SUITE 1500 NEW YORK, NY 100172703 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 15.61% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL STREET 4TH FL PO BOX 970069 BOSTON, MA 021101700 | HUMANA INSURANCE COMPANY | — | $76 | $76 | 0.58% |
| RSC INSURANCE BROKERAGE INC3 | PO BOX 736061 AMS- LEGACY DIRECT BILL RECEIPT CHICAGO, IL 60673 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| RSC INSURANCE BROKERAGE INC3 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $548 | $548 | 6.53% |
| INTEGRATED ENROLLMENT & TECHNOLOGY5 | 3696 N FEDERAL HWY STE 202 FORT LAUDERDALE, FL 33308 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $420 | $420 | 5.00% |
| RSC INSURANCE BROKERAGE INC3 | 9350 S DIXIE HWY SUITE 1400 MIAMI, FL 331562945 | HUMANA INSURANCE COMPANY | $322 | — | $322 | 4.22% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC | 750 THIRD AVENUE NEW YORK, NY 100172703 | HUMANA INSURANCE COMPANY | $582 | — | $582 | 14.78% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL STREET 4TH FL PO BOX 970069 BOSTON, MA 021101700 | HUMANA INSURANCE COMPANY | — | $221 | $221 | 5.61% |
| RSC INSURANCE BROKERAGE INC3 | 9350 S DIXIE HWY SUITE 1400 MIAMI, FL 331562945 | COMPBENEFITS COMPANY | $509 | — | $509 | 16.09% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL STREET 4TH FL PO BOX 970069 BOSTON, MA 021101700 | COMPBENEFITS COMPANY | — | $183 | $183 | 5.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 203 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 4 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 207 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 67 | $936K |
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 123 | $121K |
| Vision | HUMANA INSURANCE COMPANY | 137 | $16K |
| Life insurance(2 contracts) | HUMANA INSURANCE COMPANY | 202 | $17K |
| Short-term disability | HUMANA INSURANCE COMPANY | 49 | $47K |
| Long-term disability | HUMANA INSURANCE COMPANY | 201 | $28K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 67 | $876K |
| Other(4 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 202 | $40K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 202 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.