| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | PO BOX 896620 CHARLOTTE, NC 28289 | BLUECROSS BLUESHIELD OF TEXAS | $51K | $3K | $54K | 3.11% |
| ADVOCATE, INC.3 | 228 PARK AVENUE SOUTH NEW YORK, NY 10003 | BLUECROSS BLUESHIELD OF TEXAS | $32K | $0 | $32K | 1.85% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | PO BOX 896620 CHARLOTTE, NC 28289 | METROPOLITAN LIFE INSURANCE COMPANY | $18K | $3K | $21K | 9.15% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GRP, INC. | 8000 NORMAN CENTER DRIVE, SUITE 605 BLOOMINGTON, MN 55437 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | $2K | $14K | 6.08% |
| ADVOCATE, INC.3 | 228 PARK AVE SOUTH, PMB 97880 NEW YORK, NY 10003 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $0 | $9K | 3.71% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | PO BOX 896620 CHARLOTTE, NC 28289 | SAFEGUARD HEALTH PLANS, INC. A TEXAS CORPORATION | $509 | $64 | $573 | 7.45% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GRP, INC. | 8000 NORMAN CENTER DRIVE, SUITE 605 BLOOMINGTON, MN 55437 | SAFEGUARD HEALTH PLANS, INC. A TEXAS CORPORATION | $368 | $74 | $442 | 5.75% |
| ADVOCATE, INC.3 | 228 PARK AVE SOUTH, PMB 97880 NEW YORK, NY 10003 | SAFEGUARD HEALTH PLANS, INC. A TEXAS CORPORATION | $226 | $0 | $226 | 2.94% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | PO BOX 896620 CHARLOTTE, NC 28289 | SAFEGUARD HEALTH PLANS, INC. A CALIFORNIACORPORATION | $83 | $21 | $104 | 12.90% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GRP, INC. | 8000 NORMAN CENTER DRIVE, SUITE 605 BLOOMINGTON, MN 55437 | SAFEGUARD HEALTH PLANS, INC. A CALIFORNIACORPORATION | $43 | $9 | $52 | 6.45% |
| ADVOCATE, INC.3 | 228 PARK AVE SOUTH, PMB 97880 NEW YORK, NY 10003 | SAFEGUARD HEALTH PLANS, INC. A CALIFORNIACORPORATION | $4 | $0 | $4 | 0.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 214 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 214 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 325 | $1.7M |
| Dental(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 502 | $239K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 502 | $231K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 502 | $231K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 502 | $231K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 502 | $231K |
| Prescription drug | BLUECROSS BLUESHIELD OF TEXAS | 325 | $1.7M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 502 | $231K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 502 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.