| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $35K | $252K | $287K | 3.23% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES OF FLORIDA | 13901 SUTTON PARK DRIVE S BUILDING C, SUITE 360 JACKSONVILLE, FL 322240229 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $18K | $2K | $20K | 11.80% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES OF FLORIDA | 13901 SUTTON PARK DRIVE S BUILDING C, SUITE 360 JACKSONVILLE, FL 322240229 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | $2K | $13K | 11.48% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC OF FLORIDA | 13901 SUTTON PARK DRIVE S BUILDING C, SUITE 360 JACKSONVILLE, FL 322240229 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $697 | $6K | 11.35% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | 29840 NETWORK PLACE CHICAGO, IL 60673 | METLIFE LEGAL PLANS | $2K | $256 | $3K | 10.30% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES, INC OF FLORIDA | PO BOX 955816 SAINT LOUIS, MO 63195 | METLIFE LEGAL PLANS | $242 | $62 | $304 | 1.25% |
| AON CONSULTING INC3 | 8110 E. UNION AVENUE SUITE 700 DENVER, CO 802372966 | METLIFE LEGAL PLANS | — | $223 | $223 | 0.92% |
| AON CONSULTING INC3 | 200 E RANDOLPH ST CHICAGO, IL 606016420 | METLIFE LEGAL PLANS | — | $56 | $56 | 0.23% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES, INC. OF FLORIDA | 13901 SUTTON PARK DRIVE S BUILDING C - SUITE 360 JACKSONVILLE, FL 32224 | KAISER FOUNDATION HEALTH PLAN, INC. | $468 | — | $468 | 3.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 695 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 704 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 810 | $8.9M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 810 | $8.9M |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 810 | $8.9M |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 680 | $283K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 696 | $52K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 680 | $172K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN, INC. | 2 | $14K |
| Other(4 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 810 | $9.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 810 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.