| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS LLC | DBA AVID RISK SOLUTIONS MIDDLETON, WI 53562 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $5K | $679 | $5K | 10.78% |
| GERALD A GREENEN3 | 472 ROUTE 47 STE F-102 SUGAR GROVE, WI 60554 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $712 | $3K | 4.93% |
| KATIE AUSTIN SELZ3 | 4373 BENT GRASS CT WINDSOR, WI 53598 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $370 | $2K | 4.68% |
| MATTHEW C HARSH3 | 1523 HAVERHILL DR WHEATON, IL 60189 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $180 | $2K | 3.62% |
| VALUE ADDED SOLUTIONS3 | 1161 HERITAGE CT SUN PRAIRIE, WI 53590 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $643 | $1K | $2K | 3.49% |
| JODY ANN WALL3 | 1334 ROCKRIDGE RD APT 331 WAUKESHA, WI 53188 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $1 | $1K | 2.53% |
| ERICK TAVAREZ3 | 212 SPRINGVIEW DR MARSHALL, WI 53559 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $470 | $465 | $935 | 1.83% |
| DANIEL SELZ3 | 4373 BENT GRASS CT WINDSOR, WI 53598 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $534 | $327 | $861 | 1.69% |
| MARY R ROEMER3 | N16W26577 WILD OATS DR UNIT E PEWAUKEE, WI 53072 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $455 | $35 | $490 | 0.96% |
| WENDY L SENN3 | 1225 DAISY DR WEST BEND, WI 53090 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $169 | $12 | $181 | 0.35% |
| CORCORAN & HOYT LLC3 | 3905 TAMPA ROAD OLDSMAR, FL 34677 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $94 | $37 | $131 | 0.26% |
| JAMES CALLAHAN3 | 312 MONTEREY DR BOLINGBROOK, IL 60440 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $50 | $0 | $50 | 0.10% |
| JOSEPH P HOFFMAN3 Filed as: JOSEPH PATRICK HOFFMAN | 601 N THORNBUSH CIR HARTLAND, WI 53029 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $10 | $27 | $37 | 0.07% |
| COMMUNICATION GUILD LLC3 | 154 N PARK BLVD GLEN ELLYN, IL 60137 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1 | $1 | $2 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 152 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 152 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 152 | $51K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 152 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.