| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LEAVITT GROUP3 Filed as: LEAVITT GREAT WEST INS SVS LLC | 2345 KING AV W STE E BILLINGS, MT 59102 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $29K | $3K | $32K | 11.02% |
| LEAVITT GROUP3 Filed as: LEAVITT GROUP INSURANC ADVISOR GRP | 560 S 3000 STE 150 SALT LAKE CITY, UT 84111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 0.41% |
| LEAVITT GROUP3 Filed as: LEAVITT GREAT WEST INSURANCE | 2345 KING AVE WEST STE E BILLINGS, MT 59102 | UNITED OF OMAHA LIFE INSURANCE CO | $5K | $3K | $8K | 7.20% |
| LEAVITT GROUP3 Filed as: LEAVITT GROUP INSURANC ADVISOR GRP | 560 S 3000 STE 150 SALT LAKE CITY, UT 84111 | UNITED OF OMAHA LIFE INSURANCE CO | — | $1K | $1K | 0.96% |
| LEAVITT GROUP3 Filed as: LEAVITT GREAT WEST INSURANCE | 2345 KING AVE WEST STE E BILLINGS, MT 59102 | UNITED OF OMAHA LIFE INSURANCE CO | $12K | $2K | $13K | 17.45% |
| LEAVITT GROUP3 Filed as: LEAVITT GROUP INSURANC ADVISOR GRP | 560 S 3000 STE 150 SALT LAKE CITY, UT 84111 | UNITED OF OMAHA LIFE INSURANCE CO | — | $752 | $752 | 0.98% |
| LEAVITT GROUP3 Filed as: LEAVITT GREAT WEST INS SVC LLC | 2345 KING AVE W STE E BILLINGS, MT 59102 | VSP | $4K | — | $4K | 8.00% |
| EMPLOYEE NAVIGATOR, LLC3 Filed as: EMPLOYEE NAVIGATOR LLC | 7979 OLD GEORGETOOWN RD STE 300 BETHESDA, MD 208142554 | VSP | $219 | — | $219 | 0.50% |
| LEAVITT GROUP3 Filed as: LEAVITT GREAT WEST INSURANCE | 2345 KING AVE WEST STE E BILLINGS, MT 59102 | UNITED OF OMAHA LIFE INSURANCE CO | $4K | $1K | $5K | 11.20% |
| LEAVITT GROUP3 Filed as: LEAVITT GROUP INSURANC ADVISOR GRP | 560 S 3000 STE 150 SALT LAKE CITY, UT 84111 | UNITED OF OMAHA LIFE INSURANCE CO | — | $400 | $400 | 0.99% |
| LEAVITT GROUP3 Filed as: LEAVITT GREAT WEST INSURANCE SERV. | 2345 KING AVE W STE E BILLINGS, MT 59102 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $140 | — | $140 | 14.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 359 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 359 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 262 | $287K |
| Vision | VSP | 245 | $44K |
| Life insurance(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE CO | 344 | $118K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE CO | 354 | $105K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE CO | 344 | $117K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 354 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.