Filings through .
| Carrier | Coverage | Premium, renewal |
|---|---|---|
Broker: Gamie LLC HMOPPODentalVision | HMOPPODentalVision | Pro |
Broker: Gamie LLC VisionHMOOther | VisionHMOOther | Pro |
Broker: Gamie LLC Dba C3 Risk & Ins DentalVisionLifePPO | DentalVisionLifePPO | Pro |
See premium, retention and renewal dates for 6 contracts with Pro.
Pro shows premium, covered lives, retention, contract numbers and the renewal date for each contract. Free for 7 days, no card. Then $49 a month. Cancel any time.
| Broker | Commissions, fees |
|---|---|
Carrier: Sharp Health Plan | Pro |
Carrier: Sharp Health Plan | Pro |
Carrier: Blue Cross of California | Pro |
Carrier: Blue Cross of California | Pro |
Carrier: Blue Cross of California | Pro |
Carrier: Principal Life Insurance Company | Pro |
Carrier: Principal Life Insurance Company | Pro |
Carrier: Principal Life Insurance Company | Pro |
Carrier: Principal Life Insurance Company | Pro |
Carrier: Blue Cross of California (G0200) | Pro |
Carrier: Blue Cross of California (G0200) | Pro |
Carrier: Blue Cross of California (G0200) | Pro |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 96 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 96 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 90 | $67K |
| Vision(3 contracts, 3 carriers) | SHARP HEALTH PLAN | 90 | $237K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 90 | $45K |
| Other | SHARP HEALTH PLAN | 65 | $170K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 90 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.