| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITYWEST BLVD STE 2400 HOUSTON, TX 77042 | PRINCIPAL LIFE INSURANCE COMPANY | $7K | — | $7K | 12.34% |
| KILPATRICK COMPANIES LLC3 | 1050 WILCREST DR HOUSTON, TX 77042 | PRINCIPAL LIFE INSURANCE COMPANY | — | $3K | $3K | 5.18% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BLVD HOUSTON, TX 77042 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 8.33% |
| CRYSTAL J MULVILLE3 Filed as: CRYSTAL JASPER MULVILLE | 6 WYNNOAK DR THE WOODLANDS, TX 77382 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 4.52% |
| EVELYN G VILLARREAL3 | 7722 RICHMOND AVE HOUSTON, TX 77063 | CONTINENTAL AMERICAN INSURANCE COMPANY | $880 | — | $880 | 3.70% |
| VICKIE D GRAVES3 | 17622 ARCADIA POINT LN HUMBLE, TX 77346 | CONTINENTAL AMERICAN INSURANCE COMPANY | $391 | — | $391 | 1.64% |
| LUKE RUSSELL KIRKWOOD3 | 22418 AUTUMN STREAM TOMBALL, TX 77375 | CONTINENTAL AMERICAN INSURANCE COMPANY | $232 | — | $232 | 0.97% |
| ELIZABETH ANN FIFFIE3 | 31335 KENSWICK GROVE LN FULSHEAR, TX 77441 | CONTINENTAL AMERICAN INSURANCE COMPANY | $101 | — | $101 | 0.42% |
| TANYA LOREE BRYAN3 | 42 N DELTA MILL CIR CONROE, TX 77385 | CONTINENTAL AMERICAN INSURANCE COMPANY | $80 | — | $80 | 0.34% |
| ROBERT PILKENTON3 Filed as: ROBERT LEO PILKENTON | 1039 LOUISE ST HOUSTON, TX 77009 | CONTINENTAL AMERICAN INSURANCE COMPANY | $41 | — | $41 | 0.17% |
| JEFFREY M SATTERLEE3 Filed as: JEFFREY MICHAEL SATTERLEE | 4351 JAGER DR NE STE B RIO RANCHO, NM 87144 | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | — | $33 | 0.14% |
| MATTHEW SUTTON3 | 2318 LEGENDS SHORE DR SPRING, TX 77386 | CONTINENTAL AMERICAN INSURANCE COMPANY | $30 | — | $30 | 0.13% |
| MAYLIN P CHAVEZ3 Filed as: MAYLIN PATRICIA CHAVEZ | 17835 ALPINE BROOK LN HUMBLE, TX 77346 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | — | $20 | 0.08% |
| TODD A STULL3 | 2847 ELDER RD KATY, TX 77493 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | — | $19 | 0.08% |
| SHANNON L MUSE3 Filed as: SHANNON LEA MUSE | 2478 CHEW RD SEALY, TX 77474 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.07% |
| GENA L HOPP3 Filed as: GENA LEA HOPP | 23118 OXBOW TRL SPRING, TX 77373 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 162 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 164 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 162 | $60K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 162 | $60K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 162 | $60K |
| Other(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 162 | $84K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 162 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.