| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 Filed as: IMA | PO BOX 2992 WICHITA, KS 67201 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $5K | $5K | 0.34% |
| LPL FINANCIAL CORP3 Filed as: LPL FINANCIAL CORPORATION | PO BOX 509026 ATTN CLIENT COMPENSATION DEPARTMENT SAN DIEGO, CA 92150 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $0 | $8K | 5.82% |
| AMY GOSWICK3 | 1705 17TH STREET, SUITE 100 DENVER, CO 80205 | STANDARD INSURANCE COMPANY | $6K | $0 | $6K | 8.97% |
| INSURANCE PARTNERS AGENCY INC3 Filed as: THE INSURANCE PARTNERS | 11225 COLLEGE BOULEVARD, SUITE 105 OVERLAND PARK, KS 66210 | STANDARD INSURANCE COMPANY | $5K | $352 | $5K | 7.63% |
| BRYAN WESTON3 | 4816 ALLENGREST LANE DALLAS, TX 75244 | STANDARD INSURANCE COMPANY | $2K | $0 | $2K | 3.50% |
| REED HEADLEY SCHNITTKER3 | 2400 DALLAS PARKWAY, SUITE 260 PLANO, TX 75093 | STANDARD INSURANCE COMPANY | $2K | $0 | $2K | 3.50% |
| KATHRYN G KWASNIAK3 Filed as: KATHRYN KWASNIAK | 15301 DALLAS PARKWAY, SUITE 500 ADDISON, TX 75001 | STANDARD INSURANCE COMPANY | $2K | $0 | $2K | 2.92% |
| INSURANCE PARTNERS AGENCY INC3 Filed as: THE INSURANCE PARTNERS | 11225 COLLEGE BOULEVARD, SUITE 105 OVERLAND PARK, KS 66210 | PETERSEN INTERNATIONAL UNDERWRITERS | $6K | $0 | $6K | 19.06% |
| IMA, INC.3 | 136 E. SOUTH TEMPLE STREET SALT LAKE CITY, UT 84111 | PETERSEN INTERNATIONAL UNDERWRITERS | $3K | $0 | $3K | 9.53% |
| MEMBERSHIP CATALYTIC, INC.4 | 3125 MARQUITA DRIVE FORT WORTH, TX 76116 | PRE-PAID LEGAL SERVICES INC. DBA LEGALSHIELD | $6K | $0 | $6K | 18.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,761 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,766 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | ALPHA DENTAL PROGRAMS, INC. | 178 | $37K |
| Vision | VISION SERVICE PLAN | 1,131 | $121K |
| Life insurance(2 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,865 | $1.7M |
| Short-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,865 | $1.6M |
| Long-term disability(3 contracts, 3 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,865 | $1.7M |
| Other(2 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,865 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,865 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.