| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | ONE STATE STREET 9TH FLOOR NEW YORK, NY 10004 | DELTA DENTAL INSURANCE COMPANY | $241K | — | $241K | 4.65% |
| EPIC3 | P.O. BOX 6180 CAROL STREAM, IL 601976180 | MINNESOTA LIFE INSURANCE COMPANY | $117K | — | $117K | 3.15% |
| STEATH PARTNER GROUP3 | 18940 N PIMA ROAD SUITE 210 SCOTTSDALE, AZ 85255 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $117K | — | $117K | 5.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS RD STE 800 CONCORD, CA 94520 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $13K | $13K | 0.54% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 3333 PIEDMONT RD STE 1400 ATLANTA, GA 30305 | SECURIAN LIFE INSURANCE COMPANY | $216K | — | $216K | 20.00% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 N PIMA ROAD SUITE 210 SCOTTSDALE, AZ 85255 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $115 | $115 | 5.02% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS RD STE 800 CONCORD, CA 94520 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $43 | $43 | 1.88% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,234 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 57 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 11,291 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 434 | $4.6M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 14,430 | $5.2M |
| Vision | EYEMED VISION CARE | 12,270 | $1.3M |
| Life insurance | MINNESOTA LIFE INSURANCE COMPANY | 11,234 | $3.7M |
| Short-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 20 | $2K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 11,088 | $2.3M |
| Prescription drug(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 434 | $4.6M |
| Other(2 contracts, 2 carriers) | MINNESOTA LIFE INSURANCE COMPANY | 11,234 | $4.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 14,430 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.