| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FROST INSURANCE AGENCY INC3 Filed as: FROST INSURANCE AGENCY | PO BOX 16509 FORT WORTH, TX 76162 | AFLAC | $31K | — | $31K | 14.90% |
| KERI NORTON0 | 12472 FM 2728 TERRELL, TX 75161 | AFLAC | $17K | — | $17K | 8.22% |
| DAVID MARTIN GUSTAFSON0 | PO BOX 2286 ADDISON, TX 75001 | AFLAC | $13K | $39 | $13K | 6.12% |
| NANCY E ODOM0 | 5921 STONE MEADOW DR PLANO, TN 75093 | AFLAC | $10K | — | $10K | 4.83% |
| STEVIE RENEE ALDERS0 | 310 RIVER OAK ST LUFKIN, TX 75901 | AFLAC | $7K | $180 | $7K | 3.52% |
| MAURICIO ACUNA0 | 2801 DENTON TAP RD, APT 931 LEWISVILLE, TX 75067 | AFLAC | $7K | $38 | $7K | 3.41% |
| KIMBERLY K DIXON0 Filed as: KIMBERLY DIXON | 8380 WARREN PKWY, STE. 303 FRISCO, TX 75034 | AFLAC | $5K | — | $5K | 2.42% |
| GEORGIA ANN KNABE0 | 2112 YUCCA AVENUE FORT WORTH, TX 76111 | AFLAC | $3K | — | $3K | 1.41% |
| DARLA CAIRNES0 | 214 HARDWOOD TRL MESQUITE, TX 75150 | AFLAC | $2K | $46 | $2K | 1.06% |
| MOLOKAI MYLES HAND0 | 1409 S LAMAR STREET APT 716 DALLAS, TX 75215 | AFLAC | $2K | — | $2K | 0.89% |
| DENA DIXON0 | 1050 HIGH WILLOW DR PROSPER, TX 75078 | AFLAC | $2K | — | $2K | 0.88% |
| ADAM SCOTT0 | 352 ZAMBEZI LN BULLARD, TX 75757 | AFLAC | $1K | — | $1K | 0.57% |
| STEPHEN MARCUS LILES0 Filed as: STEPHEN M LILES | 211 E SHEPHERD AVE, STE 7 LUFKIN, TX 75901 | AFLAC | $1K | — | $1K | 0.54% |
| SUZZANE LEWIS0 | 7116 RIPLEY ST MCKINNEY, TN 75071 | AFLAC | $799 | — | $799 | 0.39% |
| BRITTANY A TALLENT0 Filed as: BRITTANY A TALENT | 9329 WOOD DUCK DR FORT WORTH, TX 76118 | AFLAC | $771 | — | $771 | 0.37% |
| SARAH BUCKLEY0 | 13785 OLD OAKS DR BURLESON, TN 76028 | AFLAC | $432 | — | $432 | 0.21% |
| NOAH METCALF3 | 12472 FM 2728 TERRELL, TX 75161 | AFLAC | $122 | — | $122 | 0.06% |
| CYNTHIA H LUPO0 | 8503 SUNSET LOCH DR SPRING, TX 77379 | AFLAC | $20 | — | $20 | 0.01% |
| GUSTAVO ARRIAGA II0 | 5237 N RIVERSIDE DR, STE. 207 FORT WORTH, TX 76137 | AFLAC | $12 | — | $12 | 0.01% |
| MAEDE C MILLER0 | 17133 KNOLL DALE TRL CONROE, TX 77385 | AFLAC | $5 | — | $5 | 0.00% |
| RONALD E KIRKLAND0 Filed as: RONALD JONES | 119 KRISTIN DR ALEDO, TX 76008 | AFLAC | $3 | — | $3 | 0.00% |
| CHARISE M WADE0 | 1931 HIGHWAY 90 W SEALY, TX 77474 | AFLAC | $1 | — | $1 | 0.00% |
| KIM REED SMITH0 Filed as: KIM R SMITH | 7815 DEERWOOD LAKE DR HUMBLE, TX 77346 | AFLAC | $1 | — | $1 | 0.00% |
| PRENTISS ATKINS CASTLE JR0 | 7293 DABADIE RD VENTRESS, LA 70783 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | AFLAC | 343 | $207K |
| Short-term disability | AFLAC | 343 | $207K |
| Other | AFLAC | 343 | $207K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 343 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.