| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY LLC | 500 W 13TH ST FORT WORTH, TX 761024657 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $3K | $12K | 18.87% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY LLC | PO BOX 906 FORT WORTH, TX 761010908 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $969 | $3K | 5.34% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY LLC | 500 W 13TH ST FORT WORTH, TX 761010908 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $520 | $2K | 26.17% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY LLC | PO BOX 906 FORT WORTH, TX 761010908 | METROPOLITAN LIFE INSURANCE COMPANY | $485 | $146 | $631 | 8.39% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY LLC | 500 W 13TH ST FORT WORTH, TX 761010908 | METROPOLITAN LIFE INSURANCE COMPANY | $934 | $314 | $1K | 24.55% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY LLC | PO BOX 906 FORT WORTH, TX 761010908 | METROPOLITAN LIFE INSURANCE COMPANY | $285 | $86 | $371 | 7.30% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY LLC | 500 W 13TH ST FORT WORTH, TX 761010908 | METROPOLITAN LIFE INSURANCE COMPANY | $765 | $237 | $1K | 23.43% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY LLC | PO BOX 906 FORT WORTH, TX 761010908 | METROPOLITAN LIFE INSURANCE COMPANY | $282 | $66 | $348 | 8.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 188 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 188 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 188 | $64K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 188 | $64K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 188 | $64K |
| Other(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 188 | $80K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 188 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.