| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $117K | $34K | $151K | 18.77% |
| MARSH & MCLENNAN AGENCY LLC3 | 1031 W 4TH AVE SUITE 400 ANCHORAGE, AK 99501 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19K | — | $19K | 13.58% |
| PAMELA ROWSEY LARSON3 | 844 SANDSTONE RDG COLD SPRING, KY 41076 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | — | $10K | 7.19% |
| CHRISTINA A WEYLS3 | 422 JACK TURNER WAY LANCASTER, KY 40444 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 1.64% |
| ELIZABETH HUNT3 | 624 ELKIN STATION RD WINCHESTER, KY 40391 | CONTINENTAL AMERICAN INSURANCE COMPANY | $347 | — | $347 | 0.25% |
| BRENT HUTCHINSON3 Filed as: BRENT D HUTCHINSON | 333 W VINE ST STE 300 LEXINGTON, KY 40507 | CONTINENTAL AMERICAN INSURANCE COMPANY | $269 | — | $269 | 0.19% |
| LAURA BETH KELLER3 Filed as: LAURA B KELLER | 445 MADISON PT DR LEXINGTON, KY 40515 | CONTINENTAL AMERICAN INSURANCE COMPANY | $172 | — | $172 | 0.12% |
| MITCHELL D ELLIOTT3 | 353 W 4TH STREET UNIT 304 CINCINNATI, OH 45202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $126 | — | $126 | 0.09% |
| ANDREA HARPER3 | 1294 LITTLE ROBINSON CREEK VIRGIE, KY 41572 | CONTINENTAL AMERICAN INSURANCE COMPANY | $107 | — | $107 | 0.08% |
| JOEL SCHNEIDER3 | 369 BIG HILL AVE RICHMOND, KY 40475 | CONTINENTAL AMERICAN INSURANCE COMPANY | $81 | — | $81 | 0.06% |
| WESLEY E JARBOE3 | 1102 LEATHERS LANE FRANKFORT, KY 40601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21 | — | $21 | 0.02% |
| REBEKAH SMALLWOOD3 | 61 BUCKFIELD RD PIKEVILLE, KY 41501 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC3 | 360 E VINE STREET SUITE 200 LEXINGTON, KY 40507 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | — | $15K | 19.90% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVE STE 400 PARK 80 PLAZA 2 SADDLE BROOK, NJ 07663 | METROPOLITAN LIFE INSURANCE COMPANY | — | $748 | $748 | 1.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 6279 TRI RIDGE BLVD STE 400 LOVELAND, OH 45140 | METROPOLITAN LIFE INSURANCE COMPANY | — | $11 | $11 | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM HEALTH PLANS OF VIRGINIA EIN 54-0357120 ADMIN SERVICES | Other services; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Claims processing Service code 12 | — | $50K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 346 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 346 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 535 | $805K |
| Dental | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 535 | $805K |
| Vision | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 535 | $805K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 346 | $75K |
| Stop-loss / reinsurancereinsurance | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 535 | $805K |
| Other(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 346 | $215K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 535 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.