| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SWBC LIFE INSURANCE AGENCY, INC.3 Filed as: SWBC LIFE INSURANCE AGENCY INC | 9311 SAN PEDRO AVE SUITE 550 SAN ANTONIO, TX 782164471 | UNITEDHEALTHCARE INSURANCE COMPANY | $25K | $61K | $86K | 4.14% |
| SWBC LIFE INSURANCE AGENCY, INC.3 Filed as: SWBC LIFE INSURANCE AGENCY,INC. | 9311 SAN PEDRO SUITE 600 SAN ANOTNIO, TX 78216 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 6.53% |
| ALLISON W COHEN DE PAOLI3 | 250 LOVERA BLVD SAN ANTONIO, TX 78212 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 5.27% |
| TRISTAN GAINES3 | 357 AZALEA WAY NEW BRAUNFELS, TX 78132 | CONTINENTAL AMERICAN INSURANCE COMPANY | $303 | — | $303 | 0.81% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: MATTHEW D BROWN | 1259 LOOP 337 SUITE 200 NEW BRAUNFELS, TX 78130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $192 | — | $192 | 0.52% |
| JASON BODKER3 | 11230 WEST AVENUE SUITE 3103 SAN ANTONIO, TX 78213 | CONTINENTAL AMERICAN INSURANCE COMPANY | $34 | — | $34 | 0.09% |
| JOHN DAVID BODKER3 Filed as: JOHN D BODKER II | 11415 SPRIGHTLY LANE SAN ANTONIO, TX 78254 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | — | $19 | 0.05% |
| CHRISTIAN M KRUEGER3 | 1011 MEREDITH DR SUITE 4 AUSTIN, TX 78748 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.05% |
| BRENT FORD3 | 20345 REGENCY RUN GARDEN RIDGE, TX 78266 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.02% |
| RICHARD L JONES JR3 Filed as: RICHARD L JONES JR. | 20502 BLUE TRINITY SAN ANTONIO, TX 78259 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| BILLY KEITH3 Filed as: BILLY D KEITH | 1700 N. 49TH STREET MCALLEN, TX 78501 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| ANDREW M GARCIA3 | 906 CARMEL PARKWAY CORPUS CHRISTI, TX 78411 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 646 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 646 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 903 | $2.1M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 243 | $2.1M |
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY | 903 | $37K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 903 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.