| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCES SERVICES INC | P.O. BOX 745977 LOS ANGELES, CA 900745977 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $85K | $85K | 1.75% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 3600 NORTH CAPITAL OF TEXAS HWY SUITE B200 AUSTIN, TX 78746 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $13K | $13K | 0.26% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 3600 NORTH CAPITAL OF TEXAS HWY BLDG B, SUITE 100 AUSTIN, TX 78746 | RELIANCE STANDARD | $18K | $0 | $18K | 15.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 3600 NORTH CAPITAL OF TEXAS HWY BLDG B, SUITE 100 AUSTIN, TX 78746 | RELIANCE STANDARD | $15K | $0 | $15K | 15.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 3600 NORTH CAPITAL OF TEXAS HWY SUITE B200 AUSTIN, TX 787463210 | AMERITAS LIFE INSURANCE CORP. | $8K | $0 | $8K | 10.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 9 RIVER PARK PLACE EAST, 3RD FLOOR PO BOX 28932 FRESNO, CA 937298932 | AMERITAS LIFE INSURANCE CORP. | $0 | $1K | $1K | 1.91% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 3600 NORTH CAPITAL OF TEXAS HWY BLDG B, SUITE 100 AUSTIN, TX 78746 | RELIANCE STANDARD | $2K | $0 | $2K | 15.00% |
| ALLIANT INSURANCE SERVICES, INC.4 Filed as: ALLIANT INSURANCE SERVICES INC | 6550 ROCK SPRING DR STE 610 BETHESDA, MD 20817 | PRE-PAID LEGAL SERVICES INC. DBA LEGALSHIELD | $949 | $0 | $949 | 10.00% |
| INTERMEDIARY SOLUTIONS COMPANY4 | 5 SAWGRASS CT FRISCO, TX 75034 | PRE-PAID LEGAL SERVICES INC. DBA LEGALSHIELD | $664 | $0 | $664 | 7.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | P.O. BOX 745977 AIS DB EB OP ACCOUNT LOS ANGELES, CA 900745977 | METLIFE LEGAL PLANS | $1K | $83 | $1K | 16.04% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCES SERVICES INC | 3600 N. CAPITAL OF TX HIGHWAY SUITE 200B AUSTIN, TX 78746 | METLIFE LEGAL PLANS | $119 | $0 | $119 | 1.44% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 457 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 468 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 887 | $4.9M |
| Vision | AMERITAS LIFE INSURANCE CORP. | 869 | $78K |
| Life insurance | RELIANCE STANDARD | 589 | $120K |
| Long-term disability | RELIANCE STANDARD | 588 | $98K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 887 | $4.9M |
| Other(4 contracts, 3 carriers) | RELIANCE STANDARD | 589 | $153K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 887 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.