| Metric | This plan | Peer median | Peer avg | vs. peer |
|---|---|---|---|---|
| Premium per covered life | — | $4K | $5K | |
| Broker comp per covered life | — | $0 | $273 | |
| Broker comp % of premium | — | 0.0% | 5.1% | |
| Retention rate | — | 0.0% | 0.0% | |
| Premium YoY % | — | 3.4% | 188.4% |
No insurance carriers on this filing. Self-funded welfare plans typically pay TPAs and PBMs through Schedule C, not Schedule A.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| REED GROUP NONE | Direct payment from the plan; Claims processing Service code 12 | 10355 WESTMOOR DRIVE WESTMINISTER, CO 80021 | $1.1M |
| PIMCO EIN 33-0629048 NONE | Direct payment from the plan; Investment management Service code 28 | — | $115K |
| ALIGHT SOLUTIONS EIN 86-1849232 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $44K |
| WELLINGTON MANAGEMENT NONE | Investment management; Direct payment from the plan Service code 28 | 280 CONGRESS STREET BOSTON, MA 02210 | $28K |
| COMERICA BANK NONE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | 2875 W WHEATLAND RD DALLAS, TX 75237 | $26K |
| MITCHELL & TITUS, LLP EIN 13-2781641 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $22K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 16,396 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 15 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 16,411 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Self-funded plan with no stop-loss carrier attached. Catastrophic-risk exposure; stop-loss specialist sales target.