| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 WEST 47TH ST STE 900 KANSAS CITY, MO 64112 | COMMUNITYCARE | — | $30K | $30K | 2.57% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 WEST 47TH ST STE 600 KANSAS CITY, MO 64112 | DELTA DENTAL | $6K | — | $6K | 8.00% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH ST STE 600 KANSAS CITY, MO 64112 | STANDARD INSURANCE COMPANY | $7K | — | $7K | 15.66% |
| LOCKTON COMPANIES, LLC3 | 8110 E UNION SUITE 700 DENVER, CO 80237 | STANDARD INSURANCE COMPANY | $649 | — | $649 | 1.55% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 WEST 47TH ST STE 600 KANSAS CITY, MO 64112 | STANDARD INSURANCE COMPANY | $6K | — | $6K | 16.21% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 8110 E UNION SUITE 700 DENVER, CO 80237 | STANDARD INSURANCE COMPANY | $521 | — | $521 | 1.45% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH ST STE 600 KANSAS CITY, MO 64112 | STANDARD INSURANCE COMPANY | $7K | — | $7K | 29.74% |
| LOCKTON COMPANIES, LLC3 | 8110 E UNION SUITE 700 DENVER, CO 80237 | STANDARD INSURANCE COMPANY | $586 | — | $586 | 2.43% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH ST STE 600 KANSAS CITY, CO 64112 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 16.01% |
| LOCKTON COMPANIES, LLC3 | 8100 E UNION SUITE 700 DENVER, CO 80237 | STANDARD INSURANCE COMPANY | $229 | — | $229 | 1.21% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 WEST 47TH ST STE 600 KANSAS CITY, MO 64112 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 8.70% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 8110 E UNION SUITE 700 DENVER, CO 80237 | STANDARD INSURANCE COMPANY | $85 | — | $85 | 0.71% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 145 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 145 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITYCARE | 145 | $1.2M |
| Dental | DELTA DENTAL | 130 | $74K |
| Vision | STANDARD INSURANCE COMPANY | 123 | $12K |
| Life insurance | STANDARD INSURANCE COMPANY | 180 | $42K |
| Short-term disability | STANDARD INSURANCE COMPANY | 64 | $36K |
| Long-term disability | STANDARD INSURANCE COMPANY | 30 | $19K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 180 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.