| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURICA, INC.3 | PO BOX 25928 OKLAHOMA CITY, OK 73125 | BLUECROSS BLUESHIELD OF OKLAHOMA | $0 | $2 | $2 | 0.00% |
| FRONTIER ELECTRONIC SYSTEMS CORP.3 | 4500 WEST 6TH AVENUE STILLWATER, OK 74074 | BLUECROSS BLUESHIELD OF OKLAHOMA | $0 | $1 | $1 | 0.00% |
| SCOUT BENEFITS GROUP LLC3 Filed as: SCOUT BENEFITS GROUP, LLC | 103 DEAN A MCGEE AVENUE, SUITE 500 OKLAHOMA CITY, OK 73102 | BLUECROSS BLUESHIELD OF OKLAHOMA | $0 | $1 | $1 | 0.00% |
| INSURICA, INC.3 | 5100 NORTH CLASSEN BOULEVARD SUITE 300 OKLAHOMA CITY, OK 73118 | DELTA DENTAL OF OKLAHOMA | $5K | $0 | $5K | 3.50% |
| SCOUT BENEFITS GROUP LLC3 Filed as: SCOUT BENEFITS GROUP, LLC | 103 DEAN A MCGEE AVENUE, SUITE 500 OKLAHOMA CITY, OK 73102 | DELTA DENTAL OF OKLAHOMA | $4K | $0 | $4K | 2.50% |
| INSURICA, INC.3 | PO BOX 25928 OKLAHOMA CITY, OK 73125 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $11K | $0 | $11K | 8.21% |
| SCOUT BENEFITS GROUP LLC3 Filed as: SCOUT BENEFITS GROUP, LLC | 500 NORTH WALKER, SUITE 500 OKLAHOMA CITY, OK 73102 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $8K | $0 | $8K | 5.81% |
| INSURICA, INC.3 | 5100 NORTH CLASSEN BOULEVARD SUITE 300 OKLAHOMA CITY, OK 73118 | VISION SERVICE PLAN | $830 | $0 | $830 | 3.98% |
| SCOUT BENEFITS GROUP LLC3 Filed as: SCOUT BENEFITS GROUP, LLC | 103 DEAN A MCGEE AVENUE, SUITE 50 OKLAHOMA CITY, OK 73102 | VISION SERVICE PLAN | $680 | $0 | $680 | 3.26% |
| EMPLOYEE NAVIGATOR, LLC3 | 7979 OLD GEORGETOWN ROAD, SUITE 300 BETHESDA, MD 20814 | VISION SERVICE PLAN | $96 | $0 | $96 | 0.46% |
| ALL PRO BENEFITS LLC3 Filed as: ALL PRO BENEFITS, LLC | 675 MADISON AVENUE AURORA, OH 44202 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | $0 | $2K | 11.60% |
| JONES ADA BEDONIA3 | 8809 SOUTH SANTA FE AVENUE OKLAHOMA CITY, OK 73139 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $589 | $0 | $589 | 4.08% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT PARTNERS, LLC | 200 36TH AVENUE NW, SUITE 720382 NORMAN, OK 73072 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $261 | $0 | $261 | 1.81% |
| MARGARET T. WILKERSON3 | 11723 SOUTH WESTERN OKLAHOMA CITY, OK 73170 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $118 | $0 | $118 | 0.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 152 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 152 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF OKLAHOMA | 200 | $1.4M |
| Dental | DELTA DENTAL OF OKLAHOMA | 133 | $142K |
| Vision | VISION SERVICE PLAN | 134 | $21K |
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 146 | $145K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 146 | $130K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 146 | $130K |
| Prescription drug | BLUECROSS BLUESHIELD OF OKLAHOMA | 200 | $1.4M |
| Other(3 contracts, 3 carriers) | BLUECROSS BLUESHIELD OF OKLAHOMA | 200 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 200 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.