| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | UNKNOWN NEW ORLEANS, LA 70126 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $47K | $41K | $87K | 3.35% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LTD | UNKNOWN NEW ORLEANS, LA 70126 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $32K | $0 | $32K | 1.21% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | UNKNOWN NEW ORLEANS, LA 70126 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $14K | $3K | $18K | 7.35% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LTD | UNKNOWN NEW ORLEANS, LA 70126 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $10K | $0 | $10K | 4.06% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 111 VETERANS BOULEVARD, SUITE 1130 METAIRIE, LA 70005 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $15K | $0 | $15K | 7.57% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | PO BOX 6650 METAIRIE, LA 70009 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $15K | $0 | $15K | 7.54% |
| FRITZE BENEFITS, LLC5 Filed as: FRITZE BENEFITS | 150 TUDOR AVENUE RIVER RIDGE, LA 70123 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $4K | $4K | 2.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITS SERVICES INC | 736 SOUTH STONE AVENUE LA GRANGE, IL 60525 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $3K | $3K | 1.56% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 111 VETERANS BOULVARD, SUITE 1130 METAIRIE, LA 70005 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 0.74% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 557 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 560 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 310 | $2.6M |
| Dental | BLUE CROSS BLUE SHIELD OF LOUISIANA | 353 | $242K |
| Vision | BLUE CROSS BLUE SHIELD OF LOUISIANA | 353 | $242K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 519 | $199K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 519 | $199K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF LOUISIANA | 310 | $2.6M |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 519 | $199K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 519 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.