| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 3888 S SHERWOOD FOREST BLVD BATON ROUGE, LA 70816 | BLUE CROSS AND BLUE SHIELF OF LOUISIANA | $68K | $5K | $74K | 2.21% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2000 AUDOBON AVE SUITE E THIBODAUX, LA 703015075 | HUMANA INSURANCE COMPANY | $17K | — | $17K | 10.84% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF ROAD 5TH FL ROLLING MEADOWS, IL 600084050 | HUMANA INSURANCE COMPANY | — | $4K | $4K | 2.57% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2000 AUDOBON AVE THIBODAUX, LA 70301 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $15K | $2K | $17K | 14.77% |
| MOHR BENEFITS LLC3 | 248 HESPER AVE METARIE, LA 70005 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $10K | $5K | $15K | 12.40% |
| GARY L. ROSIERE3 Filed as: GARY L ROSIERE | PO BOX 2721 GRETNA, LA 70054 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $6K | $1K | $8K | 6.72% |
| GROUP VOLUNTARY BENEFITS LLC3 | 29103 CHURCH OF GOD RD SPRINGFIELD, LA 70462 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $5K | $2K | $7K | 6.08% |
| MICHELE MOHR PARADISE3 | 1705 RIDGELAKE DR METARIE, LA 70001 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $5K | $1K | $6K | 5.28% |
| MARK E. LEVEQUE3 Filed as: MARK E LEVEQUE | 4413 HENICAN PL METARIE, LA 70003 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $3K | $105 | $4K | 2.97% |
| KRISTEN SYLVERA BOURGEOIS3 | 3608 JAMES DR METARIE, LA 70003 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $849 | — | $849 | 0.72% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 3888 S SHERWOOD FOREST BLVD BATON ROUGE, LA 70816 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 19.69% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 W GOLF RD ROLLING MEADOWS, IL 60008 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $275 | $275 | 1.23% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2000 AUDOBON AVE SUITE E THIBODAUX, LA 703015075 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC | $2K | — | $2K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF ROAD 5TH FL ROLLING MEADOWS, IL 600084050 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC | — | $490 | $490 | 2.92% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 3888 S SHERWOOD FOREST BLVD BATON ROUGE, LA 70816 | BLUE CROSS AND BLUE SHIELF OF LOUISIANA | $1K | $20 | $1K | 10.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 228 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 228 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELF OF LOUISIANA | 408 | $3.3M |
| Vision | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC | 150 | $17K |
| Life insurance(3 contracts, 3 carriers) | HUMANA INSURANCE COMPANY | 216 | $300K |
| Short-term disability(3 contracts, 3 carriers) | HUMANA INSURANCE COMPANY | 216 | $300K |
| Long-term disability(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 216 | $182K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 408 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.