| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA THE HATCHER AGENCY | PO BOX 1788 GRAND RAPIDS, MI 49501 | UNITEDHEALTHCARE INSURANCE COMPANY | $37K | $0 | $37K | 22.97% |
| ACRISURE LLC3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | DELTA DENTAL PLAN OF ARKANSAS | $15K | $0 | $15K | 10.99% |
| BROKER SOLUTIONS INC3 Filed as: BROKER SOLUTIONS, INC. | PO BOX 3525 LITTLE ROCK, AR 72203 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $28K | $0 | $28K | 49.99% |
| ACRISURE LLC3 Filed as: ACRISURE DBA THE HATCHER AGENCY | 310 LOUISIANA ST. LITTLE ROCK, AR 72201 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $11K | $0 | $11K | 20.00% |
| BAFFIN BAY MARKETING GROUP, LLC3 Filed as: BAFFIN BAY MARKETING GROUP, LLC. | P. O. BOX 161690 AUSTIN, TX 78716 | MANHATTANLIFE ASSURANCE CO OF AMERICA | $2K | $0 | $2K | 4.50% |
| THE HATCHER AGENCY3 Filed as: THE HATCHER AGENCY (AGT NO. 26ARC) | PO BOX 3505 LITTLE ROCK, AR 72203 | 5STAR LIFE INSURANCE COMPANY | $12K | $0 | $12K | 24.80% |
| BROKER SOLUTIONS INC3 Filed as: BROKER SOLUTIONS (AGT NO. 26DST) | 310 LOUSIANA ST. LITTLE ROCK, AR 72201 | 5STAR LIFE INSURANCE COMPANY | $7K | $0 | $7K | 15.01% |
| ACRISURE LLC3 Filed as: ACRISURE (AGT NO. 38305) | 1239 BUICK LANE HUNKER, PA 15639 | 5STAR LIFE INSURANCE COMPANY | $105 | $0 | $105 | 0.22% |
| ACRISURE LLC4 Filed as: ACRISURE LLC DBA THE HATCHER AGENCY | 6800 PINNACLE VALLEY RD LITTLE ROCK, AR 72223 | PRE-PAID LEGAL SERVICES INC DBA LEGAL SHIELD | $542 | $0 | $542 | 12.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 295 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 295 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 467 | $136K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 454 | $37K |
| Life insurance(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 295 | $208K |
| Short-term disability | UNITEDHEALTHCARE INSURANCE COMPANY | 295 | $161K |
| Long-term disability | UNITEDHEALTHCARE INSURANCE COMPANY | 295 | $161K |
| Other(4 contracts, 4 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 295 | $267K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 467 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.