| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FRANK PLAFCAN Filed as: FRANK T. PLAFCAN | #3 LIN COURT LITTLE ROCK, AR 72212 | AFLAC | $1K | $40 | $1K | 6.35% |
| OTHERS | NO FOREIGN ADDRESSES VARIED, AR 12345 | AFLAC | $594 | $0 | $594 | 3.02% |
| RAYMON P KEECH III Filed as: RAYMON P. KEECH III | 8207 CAMPAIGN CIR LITTLE ROCK, AR 77406 | AFLAC | $222 | — | $222 | 1.13% |
| BILLY H. MCINTURFF, SR. | 21 NORTH COKER RD VILONIA, AR 72173 | AFLAC | $126 | $0 | $126 | 0.64% |
| JANE L WAHLGREN Filed as: JANE L. WAHLGREEN | 812 CORRAL CIRCLE BRYANT, AR 72022 | AFLAC | $105 | $0 | $105 | 0.53% |
| DWAYNE B ALLEN Filed as: DWAYNE B. ALLEN | 189 DIAMOND POINTE DR. MAUMELLE, AR 72113 | AFLAC | $87 | $0 | $87 | 0.44% |
| DEWAYNE GOLDWYN SIMPSON | 4202 COOPER ROCK RD. EDMOND, OK 73025 | AFLAC | $74 | $0 | $74 | 0.38% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 32 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 32 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Short-term disability | AFLAC | 23 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 23 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.