| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEPHENS INSURANCE LLC3 | 111 CENTER ST LF 4 LITTLE ROCK, AR 72201 | COMPANION LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| STEPHENS INSURANCE LLC3 | 111 CENTER ST STE 1410 LITTLE ROCK, AR 72201 | DELTA DENTAL OF ARKANSAS | $0 | $0 | $0 | 0.00% |
| STEPHENS INSURANCE LLC3 | 111 CENTER ST LF 4 LITTLE ROCK, AR 72201 | AMERICAN UNITED LIFE INSURANCE COMPANY | $12K | $3K | $15K | 17.74% |
| AVANT SPECIALTY BENEFITS LLC3 Filed as: AVANT SPECIALTY BENEFITS | 1828 WALNUT ST STE 801 KANSAS CITY, MO 64108 | AMERICAN UNITED LIFE INSURANCE COMPANY | — | $2K | $2K | 2.00% |
| STEPHENS INSURANCE LLC3 | P.O. BOX 3507 LITTLE ROCK, AR 72203 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 10.01% |
| STEPHENS INSURANCE LLC3 | 111 CENTER ST LF 4 LITTLE ROCK, AR 722014402 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 4.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERITAIN HEALTH EIN 16-1264154 ADMINISTRATIVE SERVICES | Direct payment from the plan; Claims processing Service code 12 | — | $186K |
| PRIME THERAPEUTICS MANAGEMENT, LLC EIN 46-3708039 PHARMACY BENEFIT MANAGEME | Claims processing; Other fees; Direct payment from the plan Service code 12 | — | $17K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 323 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 323 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF ARKANSAS | 660 | $252K |
| Vision(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 888 | $69K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 298 | $87K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 298 | $87K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 298 | $87K |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INSURANCE COMPANY | 0 | $473K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 888 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.