| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF FLORIDA | 1331 PALMETTO AVE., STE. 100 WINTER PARK, FL 32789 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $2K | $9K | 24.81% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF FLORIDA | 1331 PALMETTO AVE., STE. 100 WINTER PARK, FL 32789 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $1K | $7K | 24.88% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF FLORIDA | 1331 PALMETTO AVE., STE. 100 WINTER PARK, FL 32789 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $891 | $6K | 23.66% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF FLORIDA | 1331 PALMETTO AVE., STE. 100 WINTER PARK, FL 32789 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $644 | $3K | 19.68% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF FLORIDA | 1331 PALMETTO AVE., STE. 100 WINTER PARK, FL 327893682 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 9.85% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF FLORIDA | 1331 PALMETTO AVE., STE. 100 WINTER PARK, FL 32789 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $427 | $2K | 19.58% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF FLORIDA | 1331 PALMETTO AVE., STE. 100 WINTER PARK, FL 32789 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $321 | $2K | 18.70% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF FLORIDA | 1331 PALMETTO AVE., STE. 100 WINTER PARK, FL 32789 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $397 | $2K | 24.91% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF FLORIDA | 1331 PALMETTO AVE., STE. 100 WINTER PARK, FL 32789 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $410 | $108 | $518 | 25.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 293 | $13K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 228 | $48K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 89 | $26K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 51 | $35K |
| Other(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 228 | $66K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 293 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.