| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EMPLOYER BENEFITS CONSULTING LLC3 Filed as: EMPLOYER BENEFITS CONSULTING, LLC | 13200 SW 128TH STREET SUITE G1 MIAMI, FL 331865831 | BLUE CROSS BLUE SHIELD OF FLORIDA | $38K | — | $38K | 6.00% |
| EMPLOYER BENEFITS CONSULTING LLC3 Filed as: EMPLOYER BENEFITS CONSULTING, LLC | 13200 SW 128TH STREET SUITE G1 MIAMI, FL 331865831 | HEALTH OPTIONS, INC | $32K | — | $32K | 6.00% |
| ASSUREDPARTNERS3 Filed as: SOUTH FLORIDA GROUP BENEFITS | 8950 SW 74TH CT STE 1612 MIAMI, FL 33156 | PRINCIPAL LIFE INSURANCE COMPANY | $15K | $327 | $15K | 14.13% |
| ASSUREDPARTNERS3 Filed as: SOUTH FLORIDA BENEFITS GROUP, INC. | 8950 SW 74TH CT. STE. 1612 MIAMI, FL 33156 | PROSPERITY LIFE GROUP | $5K | — | $5K | 12.00% |
| NATIONAL AGENCY SOLUTIONS LLC3 Filed as: NATIONAL AGENCY SOLUTIONS, LLC | 7313 MERCHANT CT. LAKEWOOD RANCH, FL 34240 | PROSPERITY LIFE GROUP | $5K | — | $5K | 12.00% |
| ASSUREDPARTNERS3 Filed as: SOUTH FLORIDA BENEFITS GROUP, INC. | 8950 SW 74TH CT. STE. 1612 MIAMI, FL 33156 | WELLFLEET | $7K | — | $7K | 32.43% |
| NATIONAL AGENCY SOLUTIONS LLC3 Filed as: NATIONAL AGENCY SOLUTIONS, LLC | 7313 MERCHANT CT. LAKEWOOD RANCH, FL 34240 | WELLFLEET | $2K | — | $2K | 10.21% |
| RICARDO GARCIA DIAZ3 | 3877 STEWART AVE. MIAMI, FL 33133 | WELLFLEET | $178 | — | $178 | 0.81% |
| RAFAEL JOSE VALDES3 | 7540 SW 56TH CT. MIAMI, FL 33143 | WELLFLEET | $55 | — | $55 | 0.25% |
| MARIROSY GONZALEZ3 | 2200 SW 4TH AVE MIAMI, FL 33129 | WELLFLEET | $35 | — | $35 | 0.16% |
| JACQUELINE B TIFFER3 Filed as: JACQUELINE BARBA TIFFER | 15225 SW 140TH ST. MIAMI, FL 33196 | WELLFLEET | $12 | — | $12 | 0.05% |
| ASSUREDPARTNERS3 Filed as: SOUTH FLORIDA BENEFITS GROUP, INC. | 8950 SW 74TH CT. STE. 1612 MIAMI, FL 33156 | PROSPERITY LIFE GROUP | $4K | — | $4K | 43.10% |
| NATIONAL AGENCY SOLUTIONS LLC3 Filed as: NATIONAL AGENCY SOLUTIONS, LLC | 7313 MERCHANT CT. LAKEWOOD RANCH, FL 34240 | PROSPERITY LIFE GROUP | $1K | — | $1K | 13.39% |
| RICARDO GARCIA DIAZ3 | 3877 STEWART AVE. MIAMI, FL 33133 | PROSPERITY LIFE GROUP | $32 | — | $32 | 0.37% |
| RAFAEL JOSE VALDES3 | 7540 SW 56TH CT. MIAMI, FL 33143 | PROSPERITY LIFE GROUP | $12 | — | $12 | 0.14% |
| ASSUREDPARTNERS3 Filed as: SOUTH FLORIDA BENEFITS GROUP, INC. | 8950 SW 74TH CT. STE. 1612 MIAMI, FL 33156 | WELLFLEET | $538 | — | $538 | 7.22% |
| NATIONAL AGENCY SOLUTIONS LLC3 Filed as: NATIONAL AGENCY SOLUTIONS, LLC | 7313 MERCHANT CT. LAKEWOOD RANCH, FL 34240 | WELLFLEET | $415 | — | $415 | 5.57% |
| RICARDO GARCIA DIAZ3 | 3877 STEWART AVE. MIAMI, FL 33133 | WELLFLEET | $147 | — | $147 | 1.97% |
| MARIROSY GONZALEZ3 | 2200 SW 4TH AVE MIAMI, FL 33129 | WELLFLEET | $145 | — | $145 | 1.95% |
| ASSUREDPARTNERS3 Filed as: SOUTH FLORIDA BENEFITS GROUP, INC. | 8950 SW 74TH CT. STE. 1612 MIAMI, FL 33196 | WELLFLEET | $1K | — | $1K | 27.49% |
| NATIONAL AGENCY SOLUTIONS LLC3 Filed as: NATIONAL AGENCY SOLUTIONS, LLC | 7313 MERCHANT CT. LAKEWOOD RANCH, FL 34240 | WELLFLEET | $619 | — | $619 | 12.78% |
| RICARDO GARCIA DIAZ3 | 3877 STEWART AVE. MIAMI, FL 33133 | WELLFLEET | $56 | — | $56 | 1.16% |
| JACQUELINE B TIFFER3 Filed as: JACQUELINE BARBA TIFFER | 15225 SW 140TH ST. MIAMI, FL 33196 | WELLFLEET | $7 | — | $7 | 0.14% |
| RAFAEL JOSE VALDES3 | 7540 SW 56TH CT. MIAMI, FL 33143 | WELLFLEET | $1 | — | $1 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 136 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 136 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 70 | $1.2M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 187 | $109K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 187 | $109K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 187 | $109K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 187 | $109K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 70 | $1.2M |
| Other(5 contracts, 2 carriers) | PROSPERITY LIFE GROUP | 86 | $82K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 187 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.