No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF ALABAMA EIN 63-0103830 NONE | Claims processing Service code 12 | 450 RIVERCHASE PARKWAY EAST, PO 995 BIRMINGHAM, AL 352980001 | $243K |
| GULF STATES CONSULTANTS & ADMINISTR EIN 63-0836919 NONE | Contract Administrator Service code 13 | 1717 OLD SHELL ROAD MOBILE, AL 36604 | $85K |
| CARR, RIGGS & INGRAM, LLC EIN 72-1396621 NONE | Accounting (including auditing) Service code 10 | 1117 BOLL WEEVIL CIRCLE ENTERPRISE, AL 36330 | $20K |
| QUINN, CONNOR, WEAVER, DAVIES | Legal Service code 29 | 2 20TH STREET NORTH, SUITE 930 BIRMINGHAM, AL 35203 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 287 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 287 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | LLOYDS | 277 | $302K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 277 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.